Lexinfintech ( (LX) ) has released its Q2 earnings. Here is a breakdown of the information Lexinfintech presented to its investors.
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LexinFintech Holdings Ltd., a leading technology-empowered personal financial service enabler in China, specializes in connecting consumers with financial institutions through a unique model that includes online and offline channels, installment consumption platforms, and AI-driven credit risk management capabilities.
In its second quarter of 2025 financial report, LexinFintech announced a robust performance with a 16% increase in revenue quarter-over-quarter, reaching RMB3.6 billion, and a 19% rise in net income to RMB511 million, marking a record high in the past 14 quarters. The company also reported a total loan origination of RMB53 billion, reflecting a 2.4% quarter-over-quarter increase.
Key financial highlights include a notable 126% year-over-year increase in net income, reaching RMB511 million, and a 7.9% growth in the total number of registered users to 236 million. The installment e-commerce platform service saw a significant 117% increase in GMV, while the tech-empowerment service income rose by 55.3% compared to the same period last year. Despite a slight decrease in total operating revenue by 1.5% year-over-year, the company maintained strong profitability.
Looking forward, LexinFintech plans to enhance its customer-centric approach, leverage its business ecosystem advantages, and deploy AI across operations to improve efficiency. The company remains committed to its prudent strategy of safeguarding asset quality and driving profitability growth, reaffirming its full-year guidance for strong year-over-year net income growth despite external uncertainties.