Latitude boosts profit and receivables as it advances next phase of growth strategy

Latitude Group Holdings Ltd. ( (AU:LFS) ) has shared an announcement.

Latitude Group Holdings reported a strong 2025 financial year, with cash NPAT rising 59% to $105 million, record credit card and loan volumes of $9.1 billion, gross receivables at a five-year high of $7.2 billion and operating income up 15% to $839 million, alongside a further improvement in its cost-to-income ratio. Growth was driven by its Money and Pay divisions, product innovation, expanded retail and sector partnerships and disciplined cost management, positioning the group to enter the next phase of its strategy focused on disciplined asset growth, technology modernisation and AI-driven efficiency gains while cementing its leadership in core Australian and New Zealand markets.

The Money Division lifted receivables 10% to a record $3.3 billion on the back of $1.6 billion in new lending and strengthened its standing as the number two personal lender in Australia and number one in New Zealand. The Pay Division benefited from the launch of Latitude Rewards and new and extended partnerships with retailers and adjacent players such as Webjet and Dental Boutique, while the new Enterprise Growth Division targets health, wellness and home services, broadening Latitude’s reach into new categories and creating additional growth avenues for shareholders.

The most recent analyst rating on (AU:LFS) stock is a Hold with a A$1.20 price target. To see the full list of analyst forecasts on Latitude Group Holdings Ltd. stock, see the AU:LFS Stock Forecast page.

More about Latitude Group Holdings Ltd.

Latitude Group Holdings is a consumer finance provider operating in Australia and New Zealand, offering credit cards, personal loans and retail finance solutions. The company focuses on lending and payments through its Money and Pay divisions, working closely with a broad network of retail and sector partners to support consumer purchases and financial needs.

Average Trading Volume: 71,630

Technical Sentiment Signal: Sell

Current Market Cap: A$956.6M

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