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Lake Shore Bancorp Announces Conversion and Stock Offering

Story Highlights
  • Lake Shore Bancorp plans to close its conversion and stock offering on July 18, 2025.
  • The conversion allows Lake Shore to become a New York chartered commercial bank, impacting its market presence.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Lake Shore Bancorp Announces Conversion and Stock Offering

Elevate Your Investing Strategy:

Lake Shore Bancorp ( (LSBK) ) has provided an update.

On July 8, 2025, Lake Shore Bancorp, Inc. announced the expected closing of its conversion from mutual to stock form and related stock offering on July 18, 2025, after receiving all regulatory approvals. The company’s common stock is anticipated to start trading on the Nasdaq Global Market on July 21, 2025. The stock offering is expected to raise $49.5 million through the sale of 4,950,460 shares at $10.00 per share. The conversion will result in Lake Shore Federal Bancorp’s public stockholders receiving shares in the new holding company, Lake Shore Bancorp, maintaining their ownership percentage. The transaction is significant for the company’s strategic positioning, allowing it to transition to a New York chartered commercial bank, potentially impacting its operations and market presence.

Spark’s Take on LSBK Stock

According to Spark, TipRanks’ AI Analyst, LSBK is a Outperform.

Lake Shore Bancorp demonstrates strong financial stability, reinforced by a solid balance sheet and attractive valuation metrics. Technical indicators suggest positive momentum. The absence of recent earnings call data did not affect the overall score significantly. The company’s strategic move towards a fully-public structure is seen as a growth opportunity.

To see Spark’s full report on LSBK stock, click here.

More about Lake Shore Bancorp

Lake Shore Federal Bancorp is the mid-tier holding company of Lake Shore Savings Bank, a federally chartered, community-oriented financial institution headquartered in Dunkirk, New York. The Bank has ten full-service branch locations in Western New York, including four in Chautauqua County and six in Erie County. It offers a broad range of retail and commercial lending and deposit services. The company’s common stock is traded on the NASDAQ Global Market under the symbol ‘LSBK’.

Average Trading Volume: 3,952

Technical Sentiment Signal: Buy

Current Market Cap: $91.86M

See more insights into LSBK stock on TipRanks’ Stock Analysis page.

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