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IndusInd Bank Posts Lower Advances but Builds Retail and Small Business Deposits

Story Highlights
  • IndusInd Bank reported lower net advances and modest overall deposit growth quarter-on-quarter, with year-on-year declines in both metrics.
  • Retail and small business deposits increased and the CASA ratio improved slightly, signaling a stronger granular and low-cost funding profile pending audit.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
IndusInd Bank Posts Lower Advances but Builds Retail and Small Business Deposits

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IndusInd Bank Ltd. ( (IN:INDUSINDBK) ) has shared an announcement.

IndusInd Bank Ltd. has disclosed key provisional operating figures for the quarter ended March 31, 2026, in line with SEBI’s disclosure norms, highlighting trends in advances and deposits. The bank reported net advances of Rs. 3,15,154 crore, down 8.7% year-on-year and 0.8% sequentially, while total deposits stood at Rs. 4,00,178 crore, a 2.6% decline year-on-year but up 1.6% quarter-on-quarter.

Retail deposits and deposits from small business customers rose to Rs. 1,91,276 crore as of March 31, 2026, indicating continued traction in granular funding despite overall deposit pressure. The CASA ratio improved to 31.3% from 30.2% in the previous quarter, suggesting a marginally better low-cost deposit mix, though all figures remain subject to audit and could influence investor assessment of the bank’s balance-sheet growth and funding profile.

More about IndusInd Bank Ltd.

IndusInd Bank Ltd. is an Indian private sector bank offering a range of retail and corporate banking services, including loans, deposits and transaction banking. Listed on major exchanges such as the National Stock Exchange of India and BSE, the bank serves individuals, small businesses and larger corporates, with a focus on growing its retail and small business deposit base.

Average Trading Volume: 236,096

Technical Sentiment Signal: Strong Sell

Current Market Cap: 607.1B INR

For detailed information about INDUSINDBK stock, go to TipRanks’ Stock Analysis page.

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