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Home Bancorp ( (HBCP) ) has provided an announcement.
Home Bancorp, Inc. reported first-quarter 2026 net income of $11.4 million, or $1.45 per diluted share, essentially flat versus the prior quarter, as lower loan production was offset by stronger deposit growth and margin expansion. The board also declared a quarterly dividend of $0.31 per share on April 20, 2026, payable May 15 to shareholders of record on May 4, underscoring management’s confidence in capital and earnings stability.
During the quarter ended March 31, 2026, loans declined 0.6% to $2.7 billion while deposits rose 1.8% to $3.0 billion, driving the loan-to-deposit ratio down to 90% and helping expand net interest margin to 4.16% on lower funding costs. Asset quality showed some pressure, with nonperforming assets rising to $39.9 million and a higher loan-loss provision of $922,000, but the company emphasized it does not expect material losses and highlighted continued franchise growth, including a new full-service branch opened in Tomball, Texas in March 2026.
The most recent analyst rating on (HBCP) stock is a Buy with a $66.00 price target. To see the full list of analyst forecasts on Home Bancorp stock, see the HBCP Stock Forecast page.
Spark’s Take on HBCP Stock
According to Spark, TipRanks’ AI Analyst, HBCP is a Outperform.
The score is driven primarily by solid financial performance (strong 2025 profitability and cash generation with lower leverage) and an attractive valuation (low P/E with a dividend). Earnings-call takeaways are supportive but moderated by higher NPAs and near-term provision/expense pressure, while technical indicators point to weaker near-term momentum.
To see Spark’s full report on HBCP stock, click here.
More about Home Bancorp
Home Bancorp, Inc., parent of Home Bank, N.A., is a community banking company based in Lafayette, Louisiana, serving regional markets with a full range of commercial and consumer banking services. The bank focuses on real estate, commercial and industrial, and consumer lending, funded largely by a growing base of core deposits across its footprint, including newly expanded operations in Texas.
Average Trading Volume: 97,153
Technical Sentiment Signal: Buy
Current Market Cap: $503.2M
See more insights into HBCP stock on TipRanks’ Stock Analysis page.