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Hiscox Delivers Record 2025 Results and Boosts Capital Returns

Story Highlights
  • Hiscox posted record 2025 profits, improved underwriting margins and announced higher dividends and a new $300 million buyback.
  • Growth in retail premiums, new products, acquisitions and a progressing change programme underpin Hiscox’s push for faster specialty expansion.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Hiscox Delivers Record 2025 Results and Boosts Capital Returns

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The latest update is out from Hiscox ( (GB:HSX) ).

Hiscox reported a third consecutive year of record results for 2025, with insurance contract written premiums up 5.9% to $4.98 billion and profit before tax rising to $732.7 million. The group posted its best combined ratio in a decade at 87.8%, record underwriting and investment income, and strong capital generation supporting a 20% increase in the final dividend and a new $300 million share buyback, bringing announced capital returns over three years to more than $1.1 billion.

Retail premiums grew 6.3% in constant currency as Hiscox expanded into adjacent specialist segments, entered Italy through a bolt-on broker acquisition and accelerated product launches, particularly in emerging professions and technology-focused lines. Management said its multi-year change programme delivered a $29 million profit benefit in 2025 and remains on track to deliver $200 million annually from 2028, reinforcing ambitions for faster retail growth and cementing the company’s positioning as a diversified, pure-play specialty insurer.

The most recent analyst rating on (GB:HSX) stock is a Buy with a £1639.00 price target. To see the full list of analyst forecasts on Hiscox stock, see the GB:HSX Stock Forecast page.

Spark’s Take on GB:HSX Stock

According to Spark, TipRanks’ AI Analyst, GB:HSX is a Outperform.

Hiscox’s overall stock score is driven by strong valuation metrics and positive corporate events, particularly the share buyback program. Financial performance is stable but challenged by cash flow issues. Technical indicators suggest a bearish trend, but the stock may be undervalued, offering potential upside.

To see Spark’s full report on GB:HSX stock, click here.

More about Hiscox

Hiscox Ltd is a global specialty insurer headquartered in Bermuda and listed on the London Stock Exchange. The group focuses on specialist and complex risks, balancing catastrophe-exposed lines with less volatile local specialty business across retail, London Market and reinsurance, serving commercial and personal customers in the US, UK, Europe and other international markets.

Average Trading Volume: 1,345,759

Technical Sentiment Signal: Buy

Current Market Cap: £4.74B

See more data about HSX stock on TipRanks’ Stock Analysis page.

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