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The latest update is out from Hilltop Holdings ( (HTH) ).
Hilltop Holdings reported first-quarter 2026 results showing consolidated net income attributable to the company of $37.8 million and diluted EPS of $0.64, with returns on average assets and equity of 1.02% and 7.12%, respectively. Total revenue declined year over year amid lower noninterest income, but credit costs eased and the balance sheet remained stable at $15.7 billion in assets.
PlainsCapital Bank delivered $47.1 million in pre-tax income in Q1 2026 as net interest margin improved to 3.38%, supported by lower deposit costs and modest loan growth, while recording a $1.8 million provision for credit losses. PrimeLending posted a $2.4 million pre-tax loss despite higher origination volumes and better gain-on-sale margins, and HilltopSecurities generated $14.8 million in pre-tax income on stronger fixed income and wealth management revenue.
Hilltop continued to emphasize capital return, distributing $59.4 million to stockholders in the quarter through dividends and share repurchases, while growing tangible book value per share to $36.63 and maintaining a common equity Tier 1 ratio above 19%. The mixed segment performance underscores Hilltop’s reliance on its core banking and securities businesses to offset mortgage cyclicality, while its robust capital position supports ongoing shareholder payouts and strategic flexibility.
The most recent analyst rating on (HTH) stock is a Hold with a $39.00 price target. To see the full list of analyst forecasts on Hilltop Holdings stock, see the HTH Stock Forecast page.
Spark’s Take on HTH Stock
According to Spark, TipRanks’ AI Analyst, HTH is a Neutral.
The score is primarily held back by weak 2025 cash flow (negative operating and free cash flow), despite improving profitability and a stronger leverage profile. Technicals are supportive with a clear uptrend and positive momentum, and valuation looks reasonable. The latest earnings call adds a positive tilt due to strong capital returns and improving banking metrics, tempered by credit-cost and mortgage-business headwinds.
To see Spark’s full report on HTH stock, click here.
More about Hilltop Holdings
Hilltop Holdings Inc. is a diversified financial services company operating through banking, mortgage origination and broker-dealer segments. Its key subsidiaries include PlainsCapital Bank, which provides commercial and consumer banking, PrimeLending, focused on residential mortgage origination, and HilltopSecurities, which offers fixed income services and wealth management.
Average Trading Volume: 399,290
Technical Sentiment Signal: Strong Buy
Current Market Cap: $2.23B
Learn more about HTH stock on TipRanks’ Stock Analysis page.