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An update from Hawthorn Bancshares ( (HWBK) ) is now available.
On April 29, 2026, Hawthorn Bancshares reported first-quarter 2026 net income of $6.8 million, up 25.9% from a year earlier, with diluted EPS rising to $0.98 and efficiency improving as higher net interest margin and stronger non-interest income offset modest loan and deposit declines. The board also approved a quarterly cash dividend of $0.21 per share, payable July 1, 2026 to shareholders of record on June 15, while the bank remained well capitalized, maintained stable though slightly higher non-performing assets, and increased book value per share to $25.58.
Net interest margin on a fully taxable equivalent basis held at 4.07% versus 4.03% in the prior quarter and 3.67% a year earlier, as deposit costs fell and demand deposits stayed robust at 28% of total deposits. Asset quality metrics showed low net charge-offs and a 1.44% allowance for credit losses, underpinning a 15.41% return on average equity and signaling continued financial strength for stakeholders despite a small contraction in loans and investments.
Spark’s Take on HWBK Stock
According to Spark, TipRanks’ AI Analyst, HWBK is a Neutral.
The score is driven primarily by improved recent financial performance (strong 2024–2025 rebound) and supportive valuation (low P/E with a dividend). These positives are tempered by weaker current technical momentum and the key fundamental risk of earnings/cash-flow variability, while the recent dividend raise and improved profitability add support despite some credit-quality watch items.
To see Spark’s full report on HWBK stock, click here.
More about Hawthorn Bancshares
Hawthorn Bancshares, Inc., based in Jefferson City, Mo., is a bank holding company for Hawthorn Bank, providing commercial and consumer banking services. The company focuses on lending, deposit products and related financial services, operating as a regional community bank with a balance of interest income and fee-based revenue streams.
Average Trading Volume: 7,130
Technical Sentiment Signal: Buy
Current Market Cap: $234.2M
See more data about HWBK stock on TipRanks’ Stock Analysis page.