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An announcement from Funding Circle Holdings ( (GB:FCH) ) is now available.
Funding Circle has signed a new £700 million forward flow deal with Waterfall Asset Management, with senior financing from Citi, to fund its shorter-term SME loan product over the next two years. As part of the transaction, Waterfall will also acquire an existing loan portfolio of around £120 million, enabling Funding Circle to shift these assets from its balance sheet to institutional investors.
The move supports Funding Circle’s strategy of incubating new products on its own balance sheet before scaling them with external partners, bolstering its funding base as a platform lender. By deepening a long-standing partnership under which Waterfall has already channelled more than £3 billion through its platform, Funding Circle gains added capacity to meet rising demand for quick SME credit and reinforces confidence in its underwriting and technology capabilities.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Spark’s Take on GB:FCH Stock
According to Spark, TipRanks’ AI Analyst, GB:FCH is a Neutral.
The score is driven by improving profitability and a solid balance sheet, supported by a constructive and growth-oriented earnings outlook. It is held back by negative operating/free cash flow, overbought technical signals that raise near-term pullback risk, and a valuation that is not particularly cheap (P/E 25) without dividend support.
To see Spark’s full report on GB:FCH stock, click here.
More about Funding Circle Holdings
Funding Circle Holdings plc operates the UK’s leading small and medium-sized enterprise (SME) finance platform, providing fast, flexible credit to small businesses. The company focuses on originating and servicing shorter-term loans, using technology-driven credit assessment to match institutional capital with SME borrowing demand across the UK market.
Average Trading Volume: 719,016
Technical Sentiment Signal: Buy
Current Market Cap: £439.2M
Find detailed analytics on FCH stock on TipRanks’ Stock Analysis page.