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FB Financial ( (FBK) ) has issued an update.
On January 21, 2026, FB Financial Corporation reported that fourth-quarter 2025 net income rose to $57.0 million, or $1.07 per diluted share, up sharply from $0.43 in the prior quarter and $0.81 a year earlier, while adjusted diluted EPS increased to $1.16. For full-year 2025, net income was $122.6 million, or $2.45 per diluted share, slightly above 2024 in dollar terms but down marginally on a per-share basis, although adjusted diluted EPS improved to $3.99 from $3.40, reflecting stronger underlying performance. The bank expanded its balance sheet over 2025, with loans held for investment growing to $12.38 billion and deposits to $13.91 billion as of December 31, 2025, alongside an improved net interest margin of 3.98% versus 3.50% a year earlier, and it ended the quarter with higher book and tangible book values per share. Management highlighted solid earnings, balance sheet strength and growth potential, and emphasized that a substantial share repurchase in the quarter was intended to be earnings accretive and signal confidence in the company’s long-term value proposition to shareholders. On January 21, 2026, the company also posted supplemental financial information and an earnings presentation for the fourth quarter on its investor website, ahead of a scheduled January 22, 2026 conference call to discuss the results.
The most recent analyst rating on (FBK) stock is a Buy with a $64.00 price target. To see the full list of analyst forecasts on FB Financial stock, see the FBK Stock Forecast page.
Spark’s Take on FBK Stock
According to Spark, TipRanks’ AI Analyst, FBK is a Outperform.
The score is driven primarily by solid financial health (strong revenue momentum, conservative leverage, positive free cash flow) but tempered by weaker profitability/ROE and uneven cash conversion. Technicals are supportive with an uptrend and moderate momentum. Valuation is the main constraint due to a high P/E and modest dividend yield, while the earnings call adds support given successful integration execution and constructive guidance despite provisioning and deposit-growth headwinds.
To see Spark’s full report on FBK stock, click here.
More about FB Financial
FB Financial Corporation, headquartered in Nashville, Tennessee, is a regional financial services company and the parent of FirstBank, operating in the commercial banking industry. The company focuses on loans held for investment, mortgage and other lending activities, and deposit-gathering, serving retail and commercial customers through a traditional banking model in its markets.
Average Trading Volume: 301,345
Technical Sentiment Signal: Buy
Current Market Cap: $3.19B
For a thorough assessment of FBK stock, go to TipRanks’ Stock Analysis page.