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Employers Holdings Announces Weak 2025 Results, Declares Dividend

Story Highlights
  • Employers Holdings’ 2025 profit fell sharply as loss ratios worsened, but premiums, policies and book value per share continued to grow.
  • Fourth quarter 2025 results included a net loss from higher claims and rebalancing losses, while the firm boosted investment income, completed a discounted recapitalization and declared a $0.32 dividend.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Employers Holdings Announces Weak 2025 Results, Declares Dividend

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An update from Employers Holdings ( (EIG) ) is now available.

Employers Holdings reported that for full-year 2025 it generated net income of $10.8 million, down sharply from $118.6 million in 2024, as its GAAP combined ratio deteriorated to 110.9% amid higher California cumulative trauma claim frequency, although net premiums earned and policies in force each grew 2% and book value per share including the Deferred Gain rose 11%. In the fourth quarter of 2025, the company posted a net loss of $23.4 million as elevated loss ratios and $49.7 million of realized and unrealized investment losses tied to a strategic portfolio rebalancing weighed on results, even as investment income hit record levels, expense ratios improved, AM Best reaffirmed its “A” (Excellent) rating, a $125 million recapitalization and share repurchase plan was completed at a discount to book value, and the board declared a first-quarter 2026 dividend of $0.32 per share payable March 18, 2026.

The most recent analyst rating on (EIG) stock is a Hold with a $48.00 price target. To see the full list of analyst forecasts on Employers Holdings stock, see the EIG Stock Forecast page.

Spark’s Take on EIG Stock

According to Spark, TipRanks’ AI Analyst, EIG is a Neutral.

The score is anchored by strong financial stability (very low leverage) but is held back by weakened recent profitability/cash-flow momentum and earnings-call risk from California cumulative trauma reserve pressures. Technicals are supportive with the stock above key moving averages, while valuation is broadly reasonable with a moderate dividend yield.

To see Spark’s full report on EIG stock, click here.

More about Employers Holdings

Employers Holdings, Inc., listed on the NYSE under ticker EIG, is a Reno, Nevada-based holding company whose subsidiaries specialize in workers’ compensation insurance, excess workers’ compensation, and related services for employers. The company focuses on disciplined underwriting, risk management, and strong distribution relationships, and recently introduced an internally developed AI-driven excess workers’ compensation product to diversify exposure and expand its customer base.

Average Trading Volume: 283,207

Technical Sentiment Signal: Buy

Current Market Cap: $965M

For a thorough assessment of EIG stock, go to TipRanks’ Stock Analysis page.

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