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The latest update is out from Ellington Financial ( (EFC) ).
Ellington Financial reported fourth-quarter 2025 net income attributable to common shareholders of $14.7 million, or $0.14 per share, and Adjusted Distributable Earnings of $51.4 million, or $0.47 per share, driven by strong contributions from its credit, Agency, and Longbridge businesses. As of December 31, 2025, book value per share stood at $13.16, the credit portfolio grew 15% to $4.11 billion, and the firm ended the year with $201.9 million of cash and $1.57 billion of other unencumbered assets.
Management highlighted that the October 6, 2025 closing of a $400 million unsecured notes offering allowed Ellington to replace short-term repo funding, ramp up securitizations, and expand its investment portfolio by 9% even after loan sales into securitizations. These moves materially increased the share of long-term, non-mark-to-market borrowings, boosted unencumbered assets by more than $500 million, and, together with strong loan origination and reverse mortgage performance, are intended to strengthen the balance sheet and support a more resilient earnings and dividend profile for shareholders.
The most recent analyst rating on (EFC) stock is a Buy with a $15.00 price target. To see the full list of analyst forecasts on Ellington Financial stock, see the EFC Stock Forecast page.
Spark’s Take on EFC Stock
According to Spark, TipRanks’ AI Analyst, EFC is a Neutral.
The score is held back primarily by high leverage and negative recent cash flow, despite strong reported profitability. Offsetting factors include a supportive earnings-call outlook with record ADE and improved financing actions, plus an income-friendly valuation (low P/E and high yield). Technical signals are neutral and do not materially improve or worsen the outlook.
To see Spark’s full report on EFC stock, click here.
More about Ellington Financial
Ellington Financial Inc., listed on the NYSE under the ticker EFC, is a specialty finance company that invests in a diversified portfolio of residential and commercial mortgage-related assets. Through its investment portfolio and its Longbridge segment, which focuses on reverse mortgage lending and servicing, the company targets returns from credit strategies, Agency mortgage-backed securities, and loan origination and securitization platforms.
Average Trading Volume: 1,996,142
Technical Sentiment Signal: Buy
Current Market Cap: $1.55B
Learn more about EFC stock on TipRanks’ Stock Analysis page.