Cullen/Frost Bankers Reports Strong Q1 2025 Results

Cullen/frost Bankers ( (CFR) ) has released its Q1 earnings. Here is a breakdown of the information Cullen/frost Bankers presented to its investors.

Cullen/Frost Bankers, Inc., a financial holding company based in San Antonio, provides a range of banking, investment, and insurance services across Texas, positioning itself as one of the 50 largest banks in the United States.

Cullen/Frost Bankers, Inc. reported a strong first quarter for 2025, with notable increases in net income and dividends. The company announced a 5.3% increase in its quarterly common dividend, reflecting its robust financial performance.

The bank’s net income available to common shareholders rose to $149.3 million, up from $134.0 million in the same quarter of the previous year. This increase was supported by a 6.1% rise in net interest income and an 8.8% growth in average loans. Additionally, non-interest income saw an 11.3% increase, driven by higher trust and investment management fees, service charges, and insurance commissions.

Cullen/Frost continues to expand its footprint with plans to open its 199th and 200th locations in Texas, highlighting its commitment to organic growth. The bank’s capital ratios remain strong, exceeding regulatory requirements, and its strategic investments in long-term growth are beginning to yield positive results.

Looking ahead, Cullen/Frost’s management remains focused on sustainable growth and expanding its customer base across Texas. With continued investments in its expansion program and a solid financial foundation, the company is well-positioned for future success.