Credem Posts Solid 2025 Profit, Boosts Lending and Funding While Advancing ESG and Digital Strategy

Credito Emiliano SPA Credem ( (IT:CE) ) has provided an announcement.

Credem reported preliminary 2025 results with consolidated net profit of €621.5 million, supported by strong capitalization (CET1 ratio of 16.99% at banking group level) and a low cost of risk at 13 basis points, while approving a dividend of €0.75 per share. The bank accelerated commercial growth, adding over 181,000 new customers, expanding customer loans to €37.7 billion—growing more than three times the Italian banking system—and lifting total customer funding to €114 billion on the back of rising indirect and insurance funding, as well as solid performances in leasing, factoring, consumer credit, private banking and wealth management. Credem also reinforced its sustainability and human capital strategy by approving a long-term climate transition plan to 2050, integrating ESG goals into industrial planning, allocating over €1.5 billion to support clients’ ecological transition, expanding agile work and training for employees, and enhancing digital services with heavy use of remote channels, moves that collectively strengthen its competitive positioning and long-term resilience.

The most recent analyst rating on (IT:CE) stock is a Buy with a EUR17.50 price target. To see the full list of analyst forecasts on Credito Emiliano SPA Credem stock, see the IT:CE Stock Forecast page.

More about Credito Emiliano SPA Credem

Credito Emiliano (Credem) is an Italian banking group operating across commercial banking, private banking, wealth management, leasing, factoring, consumer credit and technology services, with a strong presence in retail and corporate segments and a growing focus on ESG-linked products. The group serves customers through a nationwide branch and advisor network, complemented by digital channels, and offers a broad range of funding, lending, investment and insurance solutions aimed at both individuals and businesses.

Average Trading Volume: 157,794

Technical Sentiment Signal: Buy

Current Market Cap: €5.44B

See more data about CE stock on TipRanks’ Stock Analysis page.