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Consumer Portfolio Services ( (CPSS) ) has provided an update.
Consumer Portfolio Services disclosed finalized non-equity incentive plan compensation for its top executives for the fiscal year ended December 31, 2025, updating figures that had been left open in its March 16, 2026 annual filing. The revised compensation table shows total 2025 pay of about $5.44 million for CEO Charles E. Bradley, Jr., $1.39 million for President and COO Michael T. Lavin and $1.25 million for CFO Danny Bharwani, reflecting cash bonuses and option awards granted in 2026.
The CEO’s 2025 bonus was tied to a broad set of operational and capital markets objectives, including meeting quarterly budgets, completing securitizations, growing receivables originations, trimming core operating expenses, arranging residual financing and forward flow contracts and achieving specified share price targets, with a maximum potential payout equal to 720% of base salary. Bonuses for the president and CFO were based on weighted measures of individual performance, departmental results, company performance and discretionary factors, with maximum payouts of 160% and 140% of base compensation respectively, underscoring how closely executive rewards are linked to financial execution and shareholder value metrics.
The most recent analyst rating on (CPSS) stock is a Hold with a $8.00 price target. To see the full list of analyst forecasts on Consumer Portfolio Services stock, see the CPSS Stock Forecast page.
Spark’s Take on CPSS Stock
According to Spark, TipRanks’ AI Analyst, CPSS is a Neutral.
The score is driven primarily by solid cash-flow performance and a constructive 2026 outlook supported by improved funding capacity and operating efficiency, tempered by compressed profitability and historically high leverage/credit sensitivity. Technicals are a meaningful drag, with the stock trading below major moving averages and negative momentum. Valuation is supportive given the ~10.6 P/E.
To see Spark’s full report on CPSS stock, click here.
More about Consumer Portfolio Services
Consumer Portfolio Services, Inc. is a specialty finance company focused on providing indirect automobile financing to consumers, primarily through the purchase of retail installment sales contracts from dealers. The company operates in the U.S. auto finance market, where executive performance incentives are closely tied to loan originations, securitizations and overall financial and stock performance.
Average Trading Volume: 17,433
Technical Sentiment Signal: Sell
Current Market Cap: $168.4M
See more insights into CPSS stock on TipRanks’ Stock Analysis page.