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Consumer Portfolio Services ( (CPSS) ) just unveiled an update.
On February 18, 2026, Consumer Portfolio Services, Inc. appointed Scott W. Carnahan to its board of directors to fill the vacancy created by the prior resignation of William B. Roberts, with Carnahan’s term running until the 2026 annual meeting of shareholders or until a successor is chosen. Carnahan brings more than 40 years of accounting, consulting, regulatory compliance, and executive leadership experience in financial institutions, including senior roles at FTI Consulting, Inc. and KPMG LLP, and his appointment follows the company’s prior engagement of FTI for consulting services, signaling a continued emphasis on sophisticated financial oversight and governance expertise at the board level.
Carnahan, who previously advised on over $2 trillion in structured finance transactions, joins the board without an initial assignment to standing committees and will be compensated under the company’s standard non-employee director compensation program. The company had paid FTI approximately $127,000 in fiscal 2024 and $173,000 in fiscal 2025 for consulting services before that engagement ended in September 2025, underscoring the depth of Carnahan’s familiarity with the company’s financial and operational landscape as he assumes his new oversight role.
The most recent analyst rating on (CPSS) stock is a Hold with a $8.50 price target. To see the full list of analyst forecasts on Consumer Portfolio Services stock, see the CPSS Stock Forecast page.
Spark’s Take on CPSS Stock
According to Spark, TipRanks’ AI Analyst, CPSS is a Neutral.
The score is driven primarily by mixed fundamentals—strong cash flow and solid gross/operating margins but meaningfully elevated leverage and thin net profitability. Technicals weigh on the outlook due to weak momentum (below major moving averages with negative MACD and low RSI). Valuation is supportive given the sub-10 P/E, and corporate updates are favorable (successful securitization and AI-focused strategy), but they do not offset the current leverage risk and bearish technical setup.
To see Spark’s full report on CPSS stock, click here.
More about Consumer Portfolio Services
Consumer Portfolio Services, Inc. operates in the financial institutions sector, focusing on consumer finance through structured and specialized credit-related activities. The company engages external consulting firms for regulatory, accounting, and strategic advisory services to support its operations and compliance efforts within the broader financial services industry.
Average Trading Volume: 18,435
Technical Sentiment Signal: Sell
Current Market Cap: $185.8M
For detailed information about CPSS stock, go to TipRanks’ Stock Analysis page.