Community Bancorp Reports Strong 2025 Growth and Earnings

An announcement from Community Bancorp ( (CTBI) ) is now available.

In February 2026, Community Trust Bancorp reported that for the year ended December 31, 2025 it grew total assets by 7.9% to $6.7 billion, driven by a 9.1% increase in loans and a 7.3% rise in deposits including repurchase agreements, while also expanding its investment portfolio. Earnings performance strengthened, with earnings per share up 18.0% to $5.44, net income rising 18.4%, and revenues advancing 13.7% from 2024, underpinned by a 17.7% increase in net interest revenue, a 26-basis-point improvement in net interest margin to 3.62%, and continued efficiency gains as the efficiency ratio improved to 50.48%. Asset quality remained solid, with nonperforming loans at 0.39% of total loans, low net charge-offs, and criticized assets and nonperforming assets at contained levels relative to capital and total assets. These results, combined with a tangible common equity ratio of 11.94% and stable noninterest income contribution, reinforce CTBI’s position as a conservatively run, consistently profitable regional community bank with a strong market footprint in its core Kentucky-Tennessee-West Virginia markets.

The most recent analyst rating on (CTBI) stock is a Buy with a $71.00 price target. To see the full list of analyst forecasts on Community Bancorp stock, see the CTBI Stock Forecast page.

Spark’s Take on CTBI Stock

According to Spark, TipRanks’ AI Analyst, CTBI is a Outperform.

CTBI’s score is driven primarily by solid financial performance (strong margins, strong free cash flow growth, and moderate leverage) and a constructive technical setup with price above key moving averages. Valuation adds support via a low P/E and a healthy dividend yield, while recent corporate updates reinforce positive operating momentum.

To see Spark’s full report on CTBI stock, click here.

More about Community Bancorp

Community Trust Bancorp (CTBI) is a traditional community banking organization and the third-largest Kentucky-domiciled bank holding company, operating primarily through Community Trust Bank and Community Trust and Investment Company. With $6.7 billion in total assets as of December 31, 2025, CTBI serves customers across 81 locations in 37 counties in Kentucky, Tennessee and West Virginia, offering a mix of commercial and consumer lending, deposit services, and trust and investment management, where it oversees $4.1 billion in assets under management. The company holds the second-largest deposit market share among Kentucky-domiciled FDIC-insured institutions and ranks seventh overall in Kentucky by deposits, supported by a long-tenured executive team and an emphasis on decentralized lending decisions, centralized risk management, and maintaining strong tangible equity.

Average Trading Volume: 66,346

Technical Sentiment Signal: Buy

Current Market Cap: $1.12B

For a thorough assessment of CTBI stock, go to TipRanks’ Stock Analysis page.