Don’t Miss TipRanks’ Half-Year Sale
- Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence.
- Make smarter investment decisions with TipRanks' Smart Investor Picks, delivered to your inbox every week.
Citizens & Northern ( (CZNC) ) has shared an announcement.
On April 23, 2025, Citizens & Northern Corporation (C&N) announced a merger agreement with Susquehanna Community Financial, Inc. (SQCF), where SQCF will merge into C&N, and Susquehanna Community Bank will merge into Citizens & Northern Bank. The merger, expected to close in the fourth quarter of 2025, will result in a combined entity with approximately $3.2 billion in assets, enhancing C&N’s market presence in Pennsylvania. The merger is anticipated to be accretive to earnings per share by 17% in 2026, with SQCF shareholders receiving 0.80 shares of C&N common stock for each SQCF share. The merger aims to expand C&N’s market reach, diversify its loan portfolio, and improve service offerings.
Spark’s Take on CZNC Stock
According to Spark, TipRanks’ AI Analyst, CZNC is a Neutral.
Citizens & Northern’s stock is bolstered by strong financial performance, with robust revenue growth and solid balance sheet metrics. The technical analysis suggests stability but lacks clear momentum, while the valuation is attractive due to a reasonable P/E and high dividend yield. These factors combine to provide a moderately positive outlook for the stock.
To see Spark’s full report on CZNC stock, click here.
More about Citizens & Northern
Citizens & Northern Corporation (C&N) is a bank holding company for Citizens & Northern Bank, which operates 28 banking offices and one loan production office in Pennsylvania and New York. As of March 31, 2025, C&N had consolidated assets of $2.6 billion. Susquehanna Community Financial, Inc. (SQCF) is the financial holding company for Susquehanna Community Bank, operating 7 banking offices in Central Pennsylvania, with assets of $598 million as of March 31, 2025.
YTD Price Performance: 6.10%
Average Trading Volume: 33,555
Technical Sentiment Signal: Hold
Current Market Cap: $301.3M
See more data about CZNC stock on TipRanks’ Stock Analysis page.