Citizens Financial Services Appoints Joseph Bower to Boards

An announcement from Citizens Financial Services ( (CZFS) ) is now available.

On January 12, 2026, Citizens Financial Services, Inc., parent of First Citizens Community Bank, appointed Joseph B. Bower, Jr. to the boards of both the company and the bank, naming him to serve on the Board’s Audit and Examination Committee and compensating him in line with existing non-employee director policies. The company stated that Bower’s selection did not result from any special arrangements with other parties and that there are no current or proposed transactions between him and the company requiring related-party disclosure, signaling an emphasis on governance continuity and regulatory transparency for stakeholders.

The most recent analyst rating on (CZFS) stock is a Buy with a $70.00 price target. To see the full list of analyst forecasts on Citizens Financial Services stock, see the CZFS Stock Forecast page.

Spark’s Take on CZFS Stock

According to Spark, TipRanks’ AI Analyst, CZFS is a Outperform.

Citizens Financial Services shows strong valuation and corporate event performance, with a low P/E ratio and positive Q3 results. Technical analysis indicates a positive trend, though caution is advised due to potential overbought conditions. Financial performance is solid but challenged by recent declines in revenue and cash flow growth.

To see Spark’s full report on CZFS stock, click here.

More about Citizens Financial Services

Citizens Financial Services, Inc. is a bank holding company and the parent of First Citizens Community Bank, which provides community banking services including deposit accounts, loans, and related financial products to local customers through its banking network.

Average Trading Volume: 8,560

Technical Sentiment Signal: Strong Buy

Current Market Cap: $294.1M

See more insights into CZFS stock on TipRanks’ Stock Analysis page.