China Merchants Bank Reports Steady Asset Growth in Q3 2025

China Merchants Bank Co., Ltd. Unsponsored ADR Class H ( (CIHKY) ) has released its Q3 earnings. Here is a breakdown of the information China Merchants Bank Co., Ltd. Unsponsored ADR Class H presented to its investors.

China Merchants Bank Co., Ltd., a leading financial institution in China, operates primarily in the banking sector, offering a wide range of financial services including retail and corporate banking, wealth management, and investment banking.

In its third quarterly report of 2025, China Merchants Bank reported a steady increase in total assets and equity attributable to shareholders, despite a decrease in net cash generated from operating activities. The bank’s net operating income showed a slight year-on-year decrease, while net profit attributable to shareholders experienced a marginal increase.

Key financial metrics revealed a 4.05% increase in total assets to RMB12,644.075 billion and a 3.37% rise in equity attributable to shareholders. However, net cash from operating activities fell by 38.68% compared to the previous year. The bank’s net interest income grew by 1.74%, but net non-interest income decreased by 4.27%, primarily due to reduced income from bond and fund investments.

Looking ahead, China Merchants Bank remains committed to enhancing its value creation strategy, focusing on quality asset placement and risk management. The bank aims to maintain stable asset quality and optimize its asset structure, while closely monitoring macroeconomic changes and regulatory requirements to support sustainable growth.