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China Merchants Bank Reports Stable Asset Growth Amid Profit Decline

China Merchants Bank Reports Stable Asset Growth Amid Profit Decline

China Merchants Bank Co., Ltd. Unsponsored ADR Class H ( (CIHKY) ) has released its Q1 earnings. Here is a breakdown of the information China Merchants Bank Co., Ltd. Unsponsored ADR Class H presented to its investors.

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China Merchants Bank Co., Ltd. is a leading Chinese financial institution primarily engaged in providing a wide range of banking services, including corporate and retail banking, investment banking, and wealth management. The bank operates within the financial sector and is known for its comprehensive service offerings and strategic focus on value creation.

In its first quarterly report of 2025, China Merchants Bank reported a slight decline in net operating income and net profit attributable to shareholders compared to the same period last year. Despite these decreases, the bank’s total assets and liabilities showed steady growth, reflecting a stable expansion in its business operations.

Key financial metrics for the first quarter of 2025 include a net operating income of RMB 83.731 billion, a decrease of 3.11% year-on-year, and a net profit attributable to shareholders of RMB 37.286 billion, down by 2.08%. The bank’s total assets reached RMB 12,529.792 billion, marking a 3.11% increase from the end of the previous year. Additionally, the bank’s non-performing loan ratio slightly decreased to 0.94%, indicating stable asset quality.

Looking ahead, China Merchants Bank remains committed to its strategic goals of balanced growth in quality, profitability, and scale. The bank plans to continue optimizing its asset allocation and enhancing risk management practices to maintain its financial stability and support sustainable development in the evolving economic landscape.

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