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Chime Financial, Inc. Class A ( (CHYM) ) just unveiled an announcement.
On May 6, 2026, Chime reported strong first-quarter 2026 results, with revenue rising 25% year over year to $647 million and net income reaching $53 million, marking its first GAAP-profitable quarter as a public company. The company grew Active Members 19% to 10.2 million, expanded higher-margin credit usage through Chime Card, strengthened its MyPay and Instant Loans businesses, and leveraged AI to boost product velocity, solidifying its competitive position in U.S. consumer fintech.
Chime’s board also approved a new $200 million share repurchase authorization after completing a prior program, signaling confidence in its balance sheet and long-term prospects. Alongside these moves, Chime raised its full-year 2026 guidance for both revenue and adjusted EBITDA, underscoring management’s expectations for sustained growth and improving profitability, with implications for shareholder returns and continued investment in product expansion.
The most recent analyst rating on (CHYM) stock is a Buy with a $35.00 price target. To see the full list of analyst forecasts on Chime Financial, Inc. Class A stock, see the CHYM Stock Forecast page.
Spark’s Take on CHYM Stock
According to Spark, TipRanks’ AI Analyst, CHYM is a Neutral.
The score is held back primarily by weak financial profitability (large 2025 loss and very poor ROE) and bearish technical signals (below key moving averages with negative MACD). Offsetting these, the latest earnings call guidance points to strong growth, expanding margins, and expected GAAP profitability in 2026, which improves the outlook despite remaining credit/seasonality risks.
To see Spark’s full report on CHYM stock, click here.
More about Chime Financial, Inc. Class A
Chime Financial, Inc. is a U.S.-based financial technology company that provides low-cost banking and payments products aimed at the everyday consumer. Operating with a member-aligned model and FDIC-insured deposits via partner banks, Chime focuses on digital checking, savings, credit-building tools, and earned wage access, positioning itself as a leading challenger to traditional banks.
Average Trading Volume: 4,215,304
Technical Sentiment Signal: Hold
Current Market Cap: $8.43B
For an in-depth examination of CHYM stock, go to TipRanks’ Overview page.