CFSB Bancorp Announces Merger with Hometown Financial

CFSB Bancorp, Inc ( (CFSB) ) has shared an announcement.

On May 20, 2025, CFSB Bancorp, Inc. announced a merger agreement with Hometown Financial Group, MHC, and its subsidiaries, which will result in CFSB Bancorp merging into Hometown, with Hometown as the surviving entity. The merger, expected to conclude in the fourth quarter of 2025, includes a cash payout of $14.25 per share for CFSB Bancorp shareholders and involves several steps, including the merger of Colonial Federal Savings Bank into North Shore Bank. The agreement has been unanimously approved by the boards of both companies and includes customary conditions and termination rights, with a termination fee of $1.55 million if CFSB Bancorp accepts a superior proposal.

Spark’s Take on CFSB Stock

According to Spark, TipRanks’ AI Analyst, CFSB is a Neutral.

CFSB Bancorp, Inc. maintains a strong balance sheet and positive cash flow generation, which are key strengths. However, significant challenges in profitability and operational efficiency, as well as poor valuation metrics, weigh on the overall score. The technical indicators provide a moderately positive outlook, but the negative P/E ratio and lack of dividends are notable concerns.

To see Spark’s full report on CFSB stock, click here.

More about CFSB Bancorp, Inc

Average Trading Volume: 3,404

Technical Sentiment Signal: Buy

Current Market Cap: $52.65M

Learn more about CFSB stock on TipRanks’ Stock Analysis page.