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Cathay General Bancorp ( (CATY) ) has shared an announcement.
On January 22, 2026, Cathay General Bancorp reported unaudited results for the fourth quarter and full year ended December 31, 2025, posting net income of $315.1 million, or $4.54 per diluted share, for 2025 and $90.5 million, or $1.33 per diluted share, for the fourth quarter. Quarterly net income rose 16.5% from the third quarter, supported by higher net interest income as deposit costs declined, lifting net interest margin to 3.36% from 3.31%, while returns on average assets and equity improved to 1.49% and 12.27%, respectively. For the full year, loans grew 4.0% to $20.15 billion and deposits climbed 6.1% to $20.89 billion versus 2024, indicating solid franchise growth, while the efficiency ratio improved markedly to 43.41% from 51.35% a year earlier and the allowance for credit losses increased to 1.03% of gross loans as the bank continued to build reserves. Management also highlighted share repurchases in the fourth quarter, buying back about 1.1 million shares for $51.9 million, signaling ongoing capital return to shareholders alongside balance sheet expansion and tighter operating efficiency.
The most recent analyst rating on (CATY) stock is a Sell with a $45.00 price target. To see the full list of analyst forecasts on Cathay General Bancorp stock, see the CATY Stock Forecast page.
Spark’s Take on CATY Stock
According to Spark, TipRanks’ AI Analyst, CATY is a Outperform.
Cathay General Bancorp’s overall stock score is driven by its solid financial performance and positive technical indicators. The company’s strong profitability and low leverage provide financial stability, while bullish technical signals suggest potential for price appreciation. The valuation is reasonable, supported by a decent dividend yield, making it attractive for income investors.
To see Spark’s full report on CATY stock, click here.
More about Cathay General Bancorp
Cathay General Bancorp, headquartered in Los Angeles and listed on Nasdaq under the ticker CATY, is the holding company for Cathay Bank, a commercial banking institution focused on lending and deposit services. The bank’s core activities include commercial and real estate lending, as well as a broad range of deposit products, with a balance sheet centered on loans and customer deposits in its banking markets.
Average Trading Volume: 406,777
Technical Sentiment Signal: Buy
Current Market Cap: $3.38B
For detailed information about CATY stock, go to TipRanks’ Stock Analysis page.