Claim 55% Off TipRanks
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Discover top-performing stock ideas and upgrade to a portfolio of market leaders with Smart Investor Picks
An update from Capitol Federal Financial ( (CFFN) ) is now available.
For the quarter ended March 31, 2026, Capitol Federal Financial reported total assets of $9.83 billion, stockholders’ equity of $1.03 billion, and net income of $20.1 million, marking a seventh consecutive quarter of net interest income and margin expansion. The bank posted a net interest margin of 2.24%, basic and diluted EPS of $0.16, an improved efficiency ratio of 52.45%, and maintained its operating expense ratio, while growing commercial loans and deposits and paying $15.9 million in dividends, including a special dividend in January 2026.
Commercial loans rose by $39.1 million in the quarter and have grown at a 19.1% annualized pace since September 30, 2025, with commercial deposits up $20.4 million in the quarter and 15.7% annualized since that date, underscoring the strategic shift toward full-service commercial banking. Management continued to return capital through $22.4 million of share repurchases between January 1 and April 22, 2026, and declared a quarterly dividend of $0.085 per share on April 28, 2026, while advancing technology-driven initiatives in treasury management, digital onboarding, cards, and wealth management to strengthen funding, fee income, and long-term stockholder value.
The most recent analyst rating on (CFFN) stock is a Hold with a $7.50 price target. To see the full list of analyst forecasts on Capitol Federal Financial stock, see the CFFN Stock Forecast page.
Spark’s Take on CFFN Stock
According to Spark, TipRanks’ AI Analyst, CFFN is a Neutral.
The score is driven primarily by mid-range but improving financial performance (rebound in profitability and solid cash conversion) and supportive valuation (moderate P/E with a 5% yield). Technicals are positive but appear overextended (high RSI/Stoch), while corporate events add a modest positive tilt due to shareholder-friendly actions and operational momentum.
To see Spark’s full report on CFFN stock, click here.
More about Capitol Federal Financial
Capitol Federal Financial, Inc., parent of Capitol Federal Savings Bank, operates as a consumer and commercial bank, with a growing focus on commercial lending, treasury management, digital banking, and private wealth management. The Topeka, Kansas-based institution is investing in technology and specialized relationship teams to deepen ties with commercial clients, small businesses, and high-net-worth customers while diversifying its deposit base and fee income streams.
Average Trading Volume: 946,428
Technical Sentiment Signal: Buy
Current Market Cap: $1.02B
See more insights into CFFN stock on TipRanks’ Stock Analysis page.