BBVA Sets Profit and Dividend Records on Back of Strong Lending and Digital Growth

The latest update is out from Banco Bilbao ( (BBVA) ).

BBVA reported a record profit of €10.511 billion in 2025, up 4.5% year-on-year, driven by strong recurring income and robust lending growth of 16.2% in constant euros, while maintaining a solid CET1 capital ratio of 12.7% and a market‑leading ROTE of 19.3%. The group will distribute an all‑cash dividend of €0.92 per share, totaling about €5.249 billion—31% higher than the previous year—alongside an almost €4 billion share buyback, signaling accelerated shareholder remuneration as BBVA seeks to extend its growth and profitability advantage through a new strategic plan running to 2028. Business momentum was underpinned by record customer acquisition of 11.5 million new clients, two‑thirds via digital channels, increased lending and market share in key geographies, and the mobilization of €30.2 billion for social initiatives, reinforcing BBVA’s positioning as a growth‑oriented, digitally focused bank with a growing role in social and economic development across its core markets.

The most recent analyst rating on (BBVA) stock is a Buy with a $29.00 price target. To see the full list of analyst forecasts on Banco Bilbao stock, see the BBVA Stock Forecast page.

More about Banco Bilbao

BBVA (Banco Bilbao Vizcaya Argentaria) is a leading European banking group with a strong presence in Spain, Mexico, Turkey and other international markets, focusing on retail and commercial lending, digital banking services and financing for individuals, SMEs and large corporates. The bank has been emphasizing profitable growth, digital customer acquisition and social-impact financing, including funding for housing, business expansion and infrastructure such as hospitals and schools.

Average Trading Volume: 1,528,637

Technical Sentiment Signal: Buy

Current Market Cap: $147.1B

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