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BBVA Posts Record 2025 Profit, Strengthens Capital and Sets Ambitious Sustainability Targets

Story Highlights
  • BBVA delivered record 2025 profit with strong loan growth, robust asset quality, and best-in-class profitability and efficiency metrics.
  • The bank accelerated digital customer acquisition and set a €700 billion 2025–2029 sustainable business target, reinforcing its strategic positioning.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
BBVA Posts Record 2025 Profit, Strengthens Capital and Sets Ambitious Sustainability Targets

Meet Samuel – Your Personal Investing Prophet

The latest update is out from Banco Bilbao ( (BBVA) ).

BBVA reported excellent full-year 2025 results, with attributed profit reaching €10.5 billion, underpinned by strong growth in net interest income and fees and a 16.2% increase in customer loans at constant exchange rates. Risk indicators remained solid, with a low non-performing loan ratio, robust coverage, and cost of risk at 1.39%, while profitability and efficiency were strong, as shown by a ROTE of 19.3%, ROE of 18.4%, and an efficiency ratio of 38.8%. The bank continued to enhance shareholder value, growing tangible book value plus dividends by 12.8% year-on-year, and maintained a solid capital position with a CET1 ratio of 12.7%, comfortably above its target range and regulatory minimums. Operationally, BBVA achieved record customer acquisition in 2025, with 11.5 million new clients and 66% of them coming through digital channels, underscoring its digital leadership. The group also advanced its sustainability strategy, channeling €134 billion in sustainable business during 2025, a 44% increase versus 2024, and setting an ambitious 2025–2029 sustainable business channeling target of €700 billion, reinforcing its positioning in sustainable finance and long-term value creation for stakeholders.

The most recent analyst rating on (BBVA) stock is a Buy with a $29.00 price target. To see the full list of analyst forecasts on Banco Bilbao stock, see the BBVA Stock Forecast page.

More about Banco Bilbao

Banco Bilbao Vizcaya Argentaria (BBVA) is a global banking group focused on retail and commercial banking, providing loans, deposit products, and fee-based financial services, with a strong emphasis on digital channels for customer acquisition and service delivery.

Average Trading Volume: 1,599,936

Technical Sentiment Signal: Buy

Current Market Cap: $134.5B

Find detailed analytics on BBVA stock on TipRanks’ Stock Analysis page.

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