BBVA Posts Record 2025 Profit, Digital Growth and Sustainability Push Drive Strong Metrics

Banco Bilbao ( (BBVA) ) has issued an update.

BBVA reported an attributable profit of €10.5 billion for 2025, driven by strong growth in recurring income from net interest and fees and a 16.2% increase in customer credit at constant exchange rates. Risk metrics remained solid with a cost of risk at 1.39%, an NPL ratio of 2.7% and an 85% coverage ratio, while profitability and efficiency were robust, with ROTE at 19.3%, ROE at 18.4%, an efficiency ratio of 38.8% and tangible book value plus dividends up 12.8% versus December 2024. The bank also strengthened its capital position, closing the year with a CET1 ratio of 12.70%, comfortably above its regulatory requirement, and delivered record customer acquisition of 11.5 million in 2025, 66% of them through digital channels, underlining its digital strategy. In sustainable finance, BBVA channelled €134 billion in sustainable business in 2025, a 44% increase year-on-year, and set an ambitious 2025–2029 sustainable business channelling target of €700 billion, reinforcing its positioning as a leading bank in sustainable financing and signalling continued focus on ESG-linked growth.

The most recent analyst rating on (BBVA) stock is a Buy with a $29.00 price target. To see the full list of analyst forecasts on Banco Bilbao stock, see the BBVA Stock Forecast page.

More about Banco Bilbao

Banco Bilbao Vizcaya Argentaria (BBVA) is a global banking group focused on retail and commercial banking, providing credit to customers, deposit and transaction services, and a growing digital banking offering. The group also channels sustainable finance products, aligning with international green and social finance standards, and targets digitally driven customer acquisition across its main markets.

Average Trading Volume: 1,528,637

Technical Sentiment Signal: Buy

Current Market Cap: $147.1B

For an in-depth examination of BBVA stock, go to TipRanks’ Overview page.