BBVA Delivers Record €10.5 Billion Profit and Unveils Historic Shareholder Payout for 2025

The latest update is out from Banco Bilbao ( (BBVA) ).

BBVA reported a record net profit of €10.511 billion for 2025, up 4.5% year-on-year, driven by strong recurring income, double‑digit loan growth of 16.2% in constant euros and market share gains across key geographies, notably Spain, Mexico and Turkey. The bank maintained a robust CET1 capital ratio of 12.7% and delivered a 19.3% ROTE, while boosting shareholder value through a 15.2% increase in book value per share plus dividends and announcing the largest cash dividend in its history, €0.92 per share, totaling about €5.249 billion and 31% higher than in 2024, alongside an almost €4 billion share buyback program. Operationally, BBVA’s lending supported 160,000 home purchases, one million SMEs and self‑employed clients, and 73,000 large companies, while it mobilized €30.2 billion for social initiatives and attracted a record 11.5 million new customers—two‑thirds via digital channels—underpinning management’s confidence in outgrowing competitors and lifting profitability towards 20% under its new strategic plan through 2028.

The most recent analyst rating on (BBVA) stock is a Buy with a $29.00 price target. To see the full list of analyst forecasts on Banco Bilbao stock, see the BBVA Stock Forecast page.

More about Banco Bilbao

BBVA (Banco Bilbao Vizcaya Argentaria) is a European banking group focused on retail and commercial banking, with significant operations in Spain, Mexico, Turkey and other international markets. The bank offers a broad range of financial services, including lending to households, SMEs and large corporations, and has a strong emphasis on digital customer acquisition and financing projects with social impact, such as housing, hospitals and schools.

Average Trading Volume: 1,599,936

Technical Sentiment Signal: Buy

Current Market Cap: $135.9B

See more insights into BBVA stock on TipRanks’ Stock Analysis page.