BankFinancial Announces Merger with First Financial

Bankfinancial ( (BFIN) ) has issued an announcement.

On August 11, 2025, BankFinancial Corporation and First Financial Bancorp announced a merger agreement where BankFinancial will merge into First Financial, with the latter continuing as the surviving corporation. This strategic acquisition aims to expand First Financial’s presence in the Chicago market, adding 18 retail locations and enhancing its commercial banking capabilities. The transaction, valued at approximately $142 million, is expected to close in the fourth quarter of 2025, pending customary approvals and conditions. The merger is anticipated to be accretive to First Financial’s earnings per share and will integrate BankFinancial’s consumer, trust/wealth management, and selected commercial credit lines into First Financial’s business lines.

Spark’s Take on BFIN Stock

According to Spark, TipRanks’ AI Analyst, BFIN is a Neutral.

The stock score is driven by strong financial performance due to robust revenue growth and healthy cash flow. However, the technical analysis indicates bearish momentum, and valuation metrics suggest the stock may be overvalued, which collectively impacts the overall score.

To see Spark’s full report on BFIN stock, click here.

More about Bankfinancial

BankFinancial Corporation is a Chicago-based financial institution with over 100 years of expertise in commercial lending, offering flexible and competitive financial solutions through 18 full-service banking offices in Illinois. First Financial Bancorp, headquartered in Cincinnati, Ohio, provides banking and financial services across commercial and consumer banking, lending, and wealth management, with a significant presence in the Midwest.

Average Trading Volume: 50,089

Technical Sentiment Signal: Hold

Current Market Cap: $134.5M

Learn more about BFIN stock on TipRanks’ Stock Analysis page.