Banco Santander confirms compliance with updated MREL capital requirements

Banco Santander ( (ES:SAN) ) has shared an update.

Banco Santander has received a new binding minimum requirement for own funds and eligible liabilities, or MREL, for its main resolution group from the Single Resolution Board via Banco de España, replacing the framework set in May 2025. The updated requirements, set as a percentage of risk‑weighted assets and leverage exposure as of December 2024, distinguish between total MREL and a subordinated portion that must be met with own funds and subordinated eligible liabilities.

The combined total MREL requirement plus the regulatory capital buffers now amounts to 35.59% of the group’s risk‑weighted assets, a key metric for loss‑absorbing capacity in a potential resolution scenario. Banco Santander reports that, as of 31 December 2025, its capital and eligible liability structure already meets both total and subordinated MREL thresholds, indicating no immediate need for additional issuance and signalling continued regulatory compliance and resilience to investors and creditors.

More about Banco Santander

Banco Santander is a global banking group headquartered in Spain, offering retail and commercial banking, consumer finance, and digital banking services across Europe and the Americas. The group operates through multiple resolution entities, including Santander Consumer Finance, Openbank and Santander Totta, under a Multiple Point of Entry resolution strategy overseen by European authorities.

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