Banco di Desio boosts Q1 profit, commissions and capital strength

The latest announcement is out from Banco di Desio e Della Brianza SPA ( (IT:BDB) ).

Banco di Desio e della Brianza reported a consolidated net profit of €37.6 million for the first quarter of 2026, up 1.7% year on year, with an operating margin of €68.9 million driven by a 24.1% rise in commissions, particularly from bancassurance, despite a 3.1% decline in net interest margin. Profitability and efficiency improved, with an annualised ROE of 8.0%, a cost-income ratio reduced to 56.9%, and growing gross loans of €12.7 billion alongside expanding wealth management assets of €10.5 billion.

Asset quality and capital strength remained solid, as evidenced by a gross NPE ratio of 2.9%, cost of risk at 27 basis points, and coverage of impaired loans above 50%, while liquidity buffers were strong with LCR at 216.3% and NSFR at 136.0%. The group’s capital ratios stayed well above regulatory requirements, with a CET1 ratio of 18.1% and total capital ratio of 19.1%, and its commitment to sustainability was reinforced by adherence to the Principles for Responsible Banking and a “Strong” corporate rating with an improved long-term expected rating from Standard Ethics.

More about Banco di Desio e Della Brianza SPA

Banco di Desio e della Brianza S.p.A. is an Italian banking group focused on retail and commercial banking, serving households and businesses through lending, deposit-taking, and wealth management services. The group also develops its fee-based business through bancassurance and broader wealth management offerings, positioning itself as a regional player with growing assets under management.

Average Trading Volume: 92,783

Technical Sentiment Signal: Buy

Current Market Cap: €1.15B

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