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AU Small Finance Bank posts strong FY26 results with profit up 25%

Story Highlights
  • AU Small Finance Bank delivered robust FY26 earnings, with PAT up 25% and NIM, costs, and asset quality all improving.
  • Deposits and loans grew over 20%, distribution expanded, an AI-based gold loan platform launched, and a dividend was declared.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
AU Small Finance Bank posts strong FY26 results with profit up 25%

Meet Samuel – Your Personal Investing Prophet

The latest announcement is out from AU Small Finance Bank Limited ( (IN:AUBANK) ).

AU Small Finance Bank reported a strong finish to FY26, with fourth-quarter profit after tax rising 65% year-on-year to ₹832 crore and full-year profit up 25% to ₹2,641 crore, driven by an expanded net interest margin of 5.96%, lower cost of funds, and sharply reduced provisions. The bank posted improved asset quality with declines in gross and net NPA ratios, double-digit growth in deposits and loans, better cost efficiency, expansion of its branch and touchpoint network, the launch of an AI-native loan origination system for gold loans, and declared a ₹1 per share dividend, underscoring strengthened fundamentals and confidence in its next phase of growth.

More about AU Small Finance Bank Limited

AU Small Finance Bank Limited is an Indian small finance bank focused on retail and commercial lending, with a growing presence in both secured and unsecured credit segments. It also offers a broad deposit franchise, including CASA accounts, and operates an expanding physical distribution network across the country to deepen its reach in underserved markets.

Average Trading Volume: 133,917

Technical Sentiment Signal: Buy

Current Market Cap: 797.4B INR

For a thorough assessment of AUBANK stock, go to TipRanks’ Stock Analysis page.

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