Ares Commercial Highlights 2025 Results and Dividend Declaration

Ares Commercial ( (ACRE) ) has issued an announcement.

For the fourth quarter of 2025, Ares Commercial Real Estate Corporation reported a GAAP net loss of $3.9 million, or $0.07 per diluted share, but generated distributable earnings of $8.5 million, or $0.15 per diluted share. For full year 2025, the company posted a modest GAAP net loss of $0.9 million, or $0.02 per diluted share, and a distributable loss of $6.7 million, or $0.12 per diluted share, reflecting a year of portfolio repositioning and risk reduction.

Management highlighted that progress in resolving higher-risk loans, reducing office and REO exposures, and collecting $572 million in loan repayments during 2025 strengthened balance sheet flexibility and enabled a return to new investing in the second half of the year. Subsequent to year-end, the company closed $150 million of new loan commitments, declared a $0.15 per-share dividend for the first quarter of 2026 matching the fourth-quarter 2025 payout, and scheduled its 2026 annual shareholders meeting for May 27, 2026, underscoring a continued focus on stabilizing earnings and supporting shareholder returns.

The most recent analyst rating on (ACRE) stock is a Hold with a $5.00 price target. To see the full list of analyst forecasts on Ares Commercial stock, see the ACRE Stock Forecast page.

Spark’s Take on ACRE Stock

According to Spark, TipRanks’ AI Analyst, ACRE is a Neutral.

The score is primarily held back by weak and volatile profitability despite strong revenue growth and positive cash flow. Technicals are mixed with soft momentum, while a very high dividend yield and a generally constructive earnings update (deleveraging, liquidity, new commitments) provide partial support.

To see Spark’s full report on ACRE stock, click here.

More about Ares Commercial

Ares Commercial Real Estate Corporation is a New York-based specialty finance company that directly originates and invests in commercial real estate loans and related investments across the United States. Through its national direct origination platform, it provides flexible financing solutions, including whole and co-invested senior mortgage loans, subordinate financings, mezzanine debt and preferred equity, with a focus on value-added lending in liquid property markets, and operates as a REIT externally managed by a subsidiary of Ares Management Corporation.

The firm targets commercial real estate owners and operators seeking reliable capital structures and maintains a flexible balance sheet to support asset resolutions and new investments. Its business model emphasizes active portfolio management, risk remediation on underperforming loans, and optimization of its financing structure to increase borrowing availability and reduce funding costs, positioning it within the competitive U.S. commercial real estate credit market.

Average Trading Volume: 543,389

Technical Sentiment Signal: Hold

Current Market Cap: $286.1M

For detailed information about ACRE stock, go to TipRanks’ Stock Analysis page.