Arbuthnot Banking Group Delivers Resilient 2025 as Deposits and Assets Grow Despite Profit Dip

Arbuthnot Banking ( (GB:ARBB) ) has provided an update.

Arbuthnot Banking Group reported a resilient 2025 performance, with profit before tax down to £24.2m from £35.1m as lower interest rates and high surplus liquidity weighed on income, while operating income slipped to £169.5m and earnings per share to 109.1p. Despite the profit contraction, the group strengthened its balance sheet with higher net assets, robust capital and liquidity ratios, an increased ordinary dividend, 11% growth in customer deposits to £4.57bn, and a 21% rise in funds under management, reflecting strategic focus on deposit gathering, conservative lending and the continued build-out of its wealth management franchise, including planned launch of unitised funds.

The most recent analyst rating on (GB:ARBB) stock is a Hold with a £961.00 price target. To see the full list of analyst forecasts on Arbuthnot Banking stock, see the GB:ARBB Stock Forecast page.

Spark’s Take on ARBB Stock

According to Spark, TipRanks’ AI Analyst, ARBB is a Neutral.

The score is held back primarily by uneven financial quality—especially volatile cash flow and weaker recent trends (2024 revenue decline and lower ROE). Valuation is a key offset (low P/E and strong dividend yield), while technical indicators are neutral-to-soft and the recent corporate update is supportive but not enough to overcome cash-flow inconsistency.

To see Spark’s full report on ARBB stock, click here.

More about Arbuthnot Banking

Arbuthnot Banking Group is a UK-based financial services group and holding company for private bank Arbuthnot Latham & Co. It focuses on relationship-led private and commercial banking, asset finance, vehicle leasing, and wealth management, with a growing deposit franchise and expanding funds under management.

Average Trading Volume: 5,072

Technical Sentiment Signal: Hold

Current Market Cap: £140.4M

Learn more about ARBB stock on TipRanks’ Stock Analysis page.