Aozora Bank Reports Stable Basel III Capital Ratios at Year-End 2025

Aozora Bank ( (JP:8304) ) has shared an update.

Aozora Bank reported a consolidated capital adequacy ratio of 10.47% and a Common Equity Tier 1 (CET1) ratio of 9.1% as of December 31, 2025, under Japan’s domestic implementation of Basel III. The non-consolidated capital adequacy ratio stood at 9.93%, with both consolidated and non-consolidated ratios broadly stable versus prior periods, indicating the bank continues to operate with a capital buffer comfortably above the 4% minimum required.

Regulatory capital on a consolidated basis was ¥490.2 billion against risk-weighted assets of ¥4.68 trillion, while on a non-consolidated basis regulatory capital totaled ¥456.97 billion against ¥4.60 trillion in risk-weighted assets. The largely steady capital metrics suggest that Aozora Bank’s balance sheet remains resilient, providing reassurance to creditors and shareholders about its ability to absorb risk and comply with Financial Services Agency capital standards.

The most recent analyst rating on (JP:8304) stock is a Hold with a Yen2802.00 price target. To see the full list of analyst forecasts on Aozora Bank stock, see the JP:8304 Stock Forecast page.

More about Aozora Bank

Aozora Bank, Ltd. is a Japanese commercial bank listed on the Tokyo Stock Exchange Prime Market, focusing on a range of corporate and retail banking services. Operating under domestic regulatory standards, it manages its capital position in line with Basel III requirements to maintain financial soundness and support lending and other banking operations in Japan.

Average Trading Volume: 1,279,457

Technical Sentiment Signal: Buy

Current Market Cap: Yen389.2B

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