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Ameris Bancorp ( (ABCB) ) just unveiled an update.
On January 29, 2026, Ameris Bancorp reported strong fourth-quarter and record full-year 2025 results, highlighted by fourth-quarter net income of $108.4 million, or $1.59 per diluted share, and a return on average assets of 1.57%, supported by a higher net interest margin of 3.85%, solid loan and earning-asset growth, tighter expense control and an improved efficiency ratio. For the full year 2025, net income rose to $412.2 million, or $6.00 per diluted share, driven chiefly by a 10.3% increase in net interest income, while deposits and earning assets expanded, tangible book value per share grew 14.5%, credit quality improved with lower net charge-offs and a higher allowance ratio, and the company returned capital through increased share repurchases, underscoring stronger profitability, capital levels and operating efficiency that reinforce its competitive positioning in the Southeast banking market.
The most recent analyst rating on (ABCB) stock is a Hold with a $83.00 price target. To see the full list of analyst forecasts on Ameris Bancorp stock, see the ABCB Stock Forecast page.
Spark’s Take on ABCB Stock
According to Spark, TipRanks’ AI Analyst, ABCB is a Outperform.
Ameris Bancorp’s overall stock score is driven by strong financial performance and technical indicators, supported by a positive earnings call and corporate events. The company’s robust revenue growth and strategic initiatives, such as the share repurchase program, highlight its potential for future growth. However, challenges in maintaining profitability and potential margin compression are areas to watch.
To see Spark’s full report on ABCB stock, click here.
More about Ameris Bancorp
Ameris Bancorp is a regional banking company headquartered in Atlanta, Georgia, operating Ameris Bank with a focus on commercial and retail banking services, including lending, deposit products and mortgage banking, primarily across a Southeast U.S. footprint.
Average Trading Volume: 457,008
Technical Sentiment Signal: Buy
Current Market Cap: $5.48B
See more insights into ABCB stock on TipRanks’ Stock Analysis page.