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America’s Car-Mart ( (CRMT) ) has provided an update.
On December 17, 2025, America’s Car-Mart completed a $161.3 million term securitization through its ACM Auto Trust 2025-4 vehicle, issuing two classes of asset-backed, non-recourse notes supported by $285.4 million of installment receivables from its used-car finance business. The deal, sold to qualified institutional buyers, features a residual cash flow structure and multiple credit enhancements, and management expects it to improve capital efficiency, increase retained cash flow, bolster liquidity and funding stability, and reduce the company’s long-term cost of capital compared with its prior securitizations, marking a significant step in the retailer’s ongoing effort to strengthen its balance sheet and support its operating transformation.
The most recent analyst rating on (CRMT) stock is a Hold with a $26.00 price target. To see the full list of analyst forecasts on America’s Car-Mart stock, see the CRMT Stock Forecast page.
Spark’s Take on CRMT Stock
According to Spark, TipRanks’ AI Analyst, CRMT is a Neutral.
America’s Car-Mart’s overall stock score reflects significant financial challenges, particularly in revenue growth and cash flow generation. While there are positive developments in corporate events and some technical indicators suggest potential upward momentum, the negative valuation and mixed earnings call sentiment weigh heavily on the score. The company needs to address its profitability and cash flow issues to improve its financial health and stock performance.
To see Spark’s full report on CRMT stock, click here.
More about America’s Car-Mart
America’s Car-Mart, Inc. operates automotive dealerships in 12 states and is one of the largest publicly held U.S. automotive retailers focused exclusively on the integrated auto sales and finance segment of the used car market. The company targets smaller cities across the South-Central United States, selling used vehicles and providing in-house financing to nearly all of its customers, with an emphasis on customer service and long-term relationships.
Average Trading Volume: 185,109
Technical Sentiment Signal: Sell
Current Market Cap: $223.3M
For detailed information about CRMT stock, go to TipRanks’ Stock Analysis page.