Claim 55% Off TipRanks
- Unlock hedge fund-level data and powerful investing tools for smarter, sharper decisions
- Discover top-performing stock ideas and upgrade to a portfolio of market leaders with Smart Investor Picks
American Express ( (AXP) ) has issued an update.
American Express reported credit metrics for its U.S. consumer and U.S. small business card member loans held for investment for the months ended December 31, 2025, January 31, 2026, and February 28, 2026, showing largely stable delinquency and net write-off rates despite a modest decline in total loan balances. U.S. consumer loans totaled $95.1 billion at February 28, 2026, with 30-day delinquencies at 1.4% and a net write-off rate of 2.0%, while U.S. small business loans stood at $31.3 billion with 1.7% 30-day delinquencies and a 2.8% net write-off rate, and the company also disclosed credit performance for its American Express Credit Account Master Trust, noting that differences in portfolio mix and calculation methods can cause its reported defaults and delinquencies to differ from those of the overall loan book and may introduce month-to-month variability relevant for investors tracking asset quality trends.
The most recent analyst rating on (AXP) stock is a Sell with a $285.00 price target. To see the full list of analyst forecasts on American Express stock, see the AXP Stock Forecast page.
Spark’s Take on AXP Stock
According to Spark, TipRanks’ AI Analyst, AXP is a Neutral.
AXP scores well on fundamentals and earnings outlook, driven by strong revenue/earnings momentum, high ROE, and upbeat 2026 guidance with stable credit. The overall score is held back mainly by weak technicals (downtrend and negative momentum) and only moderate valuation support given a low dividend yield.
To see Spark’s full report on AXP stock, click here.
More about American Express
American Express is a U.S.-based financial services company focused on charge and credit cards, lending, and related payment products for consumer and small business customers. Its business centers on managing card member loan portfolios, including both securitized and non-securitized receivables, and monitoring credit performance across these segments.
Average Trading Volume: 3,512,529
Technical Sentiment Signal: Hold
Current Market Cap: $206B
See more data about AXP stock on TipRanks’ Stock Analysis page.