American Express Reports November Loan Write-Off Rates

American Express ( (AXP) ) has provided an update.

American Express reported delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending November 30, October 31, and September 30, 2025. The data indicates stable delinquency rates but a slight increase in net write-off rates for both consumer and small business loans over the period. These statistics provide additional insights beyond the data reported by the American Express Credit Account Master Trust, reflecting variability due to factors such as loan mix and calculation methods.

The most recent analyst rating on (AXP) stock is a Buy with a $427.00 price target. To see the full list of analyst forecasts on American Express stock, see the AXP Stock Forecast page.

Spark’s Take on AXP Stock

According to Spark, TipRanks’ AI Analyst, AXP is a Outperform.

American Express’s strong financial performance and positive earnings call are the most significant factors driving the stock score. The company’s robust revenue growth, profitability, and strategic focus on premium products and international markets are key strengths. Technical analysis supports a positive trend, although valuation metrics suggest the stock may be slightly overvalued. Overall, the company’s raised guidance and successful product launches underscore its growth potential.

To see Spark’s full report on AXP stock, click here.

More about American Express

American Express Company operates in the financial services industry, primarily offering credit card products and services to U.S. consumers and small businesses.

Average Trading Volume: 2,607,061

Technical Sentiment Signal: Buy

Current Market Cap: $263.5B

Find detailed analytics on AXP stock on TipRanks’ Stock Analysis page.