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American International Group ( (AIG) ) has provided an announcement.
American International Group, Inc. reported on February 10, 2026, that for the fourth quarter of 2025 it generated adjusted after-tax income of $1.96 per diluted share, up 51% year-over-year, with General Insurance underwriting income rising 48% to $670 million and a strong combined ratio of 88.8%. The board also declared a cash dividend of $0.45 per common share as AIG returned $809 million of capital to shareholders in the quarter, including $567 million of buybacks.
For full year 2025, AIG swung from a net loss in the prior year to net income of $5.43 per diluted share and lifted adjusted after-tax income per share 43% to $7.09, supported by a 22% increase in General Insurance underwriting income to $2.3 billion and a 90.1% combined ratio. The company returned $6.8 billion to shareholders over the year, maintained double-digit core operating ROE, and expanded its strategic footprint through capital-efficient partnerships and minority stakes aimed at supporting earnings and return on equity in 2026.
Management highlighted a strengthened balance sheet, including an 18.0% debt-to-total-capital ratio, and modest growth in Global Commercial net premiums written, driven by new business. AIG said it entered 2026 with momentum after favorable January 1 reinsurance renewals, signaling continued focus on underwriting discipline, portfolio quality, and shareholder returns, which together reinforce its competitive positioning in global commercial insurance.
The most recent analyst rating on (AIG) stock is a Hold with a $80.00 price target. To see the full list of analyst forecasts on American International Group stock, see the AIG Stock Forecast page.
Spark’s Take on AIG Stock
According to Spark, TipRanks’ AI Analyst, AIG is a Neutral.
Overall score reflects strong earnings-call momentum and supportive technicals as key positives, balanced against mixed underlying financial performance driven by a steep TTM revenue decline; valuation and dividend are reasonable, and the planned CEO transition is modestly positive.
To see Spark’s full report on AIG stock, click here.
More about American International Group
American International Group, Inc. is a global insurance and financial services company that provides general insurance, life insurance, and related financial products to commercial, institutional, and individual clients. The group focuses on underwriting-based profitability, capital-efficient growth in Global Commercial lines, and disciplined capital management to enhance returns for shareholders.
Average Trading Volume: 4,941,476
Technical Sentiment Signal: Hold
Current Market Cap: $41.4B
For detailed information about AIG stock, go to TipRanks’ Stock Analysis page.