Advance Create Sees January Insurance Premiums Decline but Marketing and ASP Metrics Improve

An announcement from Advance Create Co., Ltd. ( (JP:8798) ) is now available.

Advance Create reported that in January 2026 its insurance agency business saw weaker top-line indicators, with face-to-face sales down 26% month on month and 9% year on year, collaborative sales down 15% month on month but up 12% year on year, and non-face-to-face sales falling 6% from December and 48% from a year earlier, resulting in a 23% monthly and 9% annual decline in total annualized new premiums. Despite this, marketing metrics improved sharply as the number of customers acquired surged 75% from the previous month and 73% year on year thanks to new marketing approaches, while cost per acquisition fell 23% month on month and 43% year on year, and the company noted that appointment volumes may recover with some lag as it transitions its sales process, while ID counts for its GOYOKIKI and DECHI ASP services continued to grow versus both the prior month and year, signaling steady expansion in its system business.

The company also highlighted that its ASP business remained on a growth trajectory, with increases in the number of IDs for its core platforms “GOYOKIKI” and “DECHI” compared with both the previous month and the same period last year, suggesting deeper penetration among insurance agents and partners. This bifurcated performance points to short-term pressure on new insurance premium volumes during a transition in sales processes, offset by improving marketing efficiency and digital platform uptake, which could support medium-term competitiveness across both its agency and technology-driven service lines.

The most recent analyst rating on (JP:8798) stock is a Sell with a Yen214.00 price target. To see the full list of analyst forecasts on Advance Create Co., Ltd. stock, see the JP:8798 Stock Forecast page.

More about Advance Create Co., Ltd.

Advance Create Co., Ltd. operates an insurance agency business and an ASP segment that provides systems such as the “GOYOKIKI” customer management platform and “DECHI” application common platform for insurance agents. The company focuses on multiple sales channels, including face-to-face, collaborative, and non-face-to-face insurance sales, while also expanding ID-based system services for industry partners.

Average Trading Volume: 351,996

Technical Sentiment Signal: Strong Sell

Current Market Cap: Yen8.12B

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