SoFi Technologies (SOFI), a digital financial services and fintech company, is set to report its first-quarter 2026 earnings on Wednesday, April 29. The stock has declined about 30% so far in 2026. Ahead of the report, investors remain cautious due to the stock’s high valuation and weaker mortgage market, despite improving profits. Meanwhile, Wall Street expects SoFi to report earnings of $0.12 per share on revenues of $1.05 billion. With the earnings report in focus, it is worth exploring who owns SOFI stock.
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Now, according to TipRanks’ ownership page, public companies and individual investors own 71.82% of SOFI. They are followed by mutual funds, ETFs, insiders, and other institutional investors at 14.37%, 12.14%, 1.45%, and 0.21%, respectively.
Digging Deeper into SOFI’s Ownership Structure
Looking closely at top shareholders, Vanguard owns the highest stake in SOFI at 7.63%. Next up is Vanguard Index Funds, which holds a 7.35% stake in the company.
Among the top ETF holders, the Vanguard Total Stock Market ETF (VTI) owns a 2.97% stake in SoFi Technologies stock, followed by the Vanguard Small-Cap ETF (VB) with a 2.13% stake.
Moving to mutual funds, Vanguard Index Funds holds about 7.35% of SOFI. Meanwhile, JPMorgan Trust II owns 2.97% of the stock.
What Is the Price Target for SOFI?
Overall, Wall Street is sidelined on SoFi Technologies stock with a Hold consensus rating based on five Buys, eight Holds, and three Sell recommendations. The average SOFI stock price target of $23.35 indicates a possible upside of 27.44% from current levels.
