VTRMX is a mutual fund that is part of the Voya Target Retirement 2045 Fund Class A. This fund is designed for investors who are planning to retire in the year 2045. It is a diversified fund that invests in a mix of stocks, bonds, and other assets to provide long-term growth potential while also managing risk. The fund is actively managed by Voya Investment Management and aims to gradually shift towards more conservative investments as the target retirement date approaches. With a ticker symbol of VTRMX, this mutual fund offers investors a convenient and efficient way to save for their retirement goals.