The American Funds 2040 Target Date Retirement Fund - Class T (TDFOX) is a mutual fund that is designed to help investors reach their retirement goals by the year 2040. This fund is managed by American Funds, a reputable investment management company, and is classified as a target date fund, meaning it automatically adjusts its asset allocation as the target date approaches. The "Class T" designation indicates that this fund is available for purchase through a financial advisor or other intermediary. With a focus on long-term growth and a diversified portfolio, the American Funds 2040 Target Date Retirement Fund - Class T is a suitable option for investors looking to plan for their retirement in the next 20 years.