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30-Year Mortgage Rate

The '30-Year Mortgage Rate' in the USA is the average interest rate for a 30-year fixed-rate mortgage, a common loan term for homebuyers. It is a critical indicator of housing affordability and consumer spending, impacting the real estate market and broader economic activity. Changes in this rate can influence home buying decisions, refinancing activity, and overall economic growth, as housing is a significant component of the U.S. economy. Financial markets closely monitor this rate as it reflects broader economic conditions and monetary policy expectations.