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Union Financial Corp (UFCP)
OTHER OTC:UFCP
US Market
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Union Financial (UFCP) Ratios

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Union Financial Ratios

UFCP's free cash flow for Q2 2019 was $1.00. For the 2019 fiscal year, UFCP's free cash flow was decreased by $ and operating cash flow was $0.91. See a summary of the company’s cash flow.
Ratios
TTM
Dec 23Dec 22Dec 21Dec 20
Liquidity Ratios
Current Ratio
6.63 6.63 39.98 27.90 8.45
Quick Ratio
6.63 6.63 39.98 27.90 8.45
Cash Ratio
6.63 6.63 39.98 27.90 8.45
Solvency Ratio
-1.30 -1.30 -2.06 -1.82 -1.64
Operating Cash Flow Ratio
0.32 0.32 1.00 0.94 0.33
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -278.73K$ -278.73K$ -217.54K$ -190.35K$ -168.31K
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.04 0.04 0.03 0.04
Debt-to-Equity Ratio
0.75 0.75 0.62 0.44 0.54
Debt-to-Capital Ratio
0.43 0.43 0.38 0.30 0.35
Long-Term Debt-to-Capital Ratio
0.43 0.43 0.38 0.30 0.35
Financial Leverage Ratio
18.28 18.28 15.23 16.13 13.88
Debt Service Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Interest Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
<0.01 <0.01 <0.01 <0.01 <0.01
Interest Debt Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
Net Debt to EBITDA
0.15 0.15 0.30 0.53 0.23
Profitability Margins
Gross Profit Margin
100.00%100.00%100.01%100.00%100.00%
EBIT Margin
45.39%45.39%58.84%60.77%57.36%
EBITDA Margin
-1.37%-1.37%-2.46%-1.40%-0.73%
Operating Profit Margin
11.38%11.38%18.54%19.28%16.09%
Pretax Profit Margin
10.01%10.01%16.08%17.88%15.36%
Net Profit Margin
8.29%8.29%13.06%14.52%12.63%
Continuous Operations Profit Margin
8.29%8.29%13.06%14.52%12.63%
Net Income Per EBT
82.84%82.84%81.22%81.25%82.25%
EBT Per EBIT
87.94%87.94%86.72%92.72%95.48%
Return on Assets (ROA)
329.80%329.80%459.15%520.48%557.94%
Return on Equity (ROE)
6027.44%6027.44%6992.74%8394.56%7742.89%
Return on Capital Employed (ROCE)
461.30%461.30%656.75%698.26%720.02%
Return on Invested Capital (ROIC)
382.12%382.12%533.39%567.33%592.26%
Return on Tangible Assets
330.76%330.76%460.48%522.22%560.61%
Earnings Yield
16.98%16.98%10.09%14.83%8.60%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.96K 2.96K 2.76K 2.23K 1.83K
Asset Turnover
39.77 39.77 35.15 35.83 44.16
Working Capital Turnover Ratio
201.43 201.43 131.49 203.11 1.82
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
Free Cash Flow Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
CapEx Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.68 0.68 0.99 0.93 0.61
Dividend Paid and CapEx Coverage Ratio
3.12 3.12 75.33 14.20 2.55
Capital Expenditure Coverage Ratio
3.12 3.12 75.33 14.20 2.55
Operating Cash Flow Coverage Ratio
0.15 0.15 0.18 0.37 0.11
Operating Cash Flow to Sales Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Free Cash Flow Yield
0.02%0.02%0.02%0.03%<0.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.89 5.89 9.91 6.74 11.63
Price-to-Sales (P/S) Ratio
0.49 0.49 1.29 0.98 1.47
Price-to-Book (P/B) Ratio
355.00 355.00 693.14 566.20 900.56
Price-to-Free Cash Flow (P/FCF) Ratio
4.73K 4.73K 6.23K 3.81K 24.20K
Price-to-Operating Cash Flow Ratio
3.21K 3.21K 6.14K 3.54K 14.71K
Price-to-Earnings Growth (PEG) Ratio
-0.21 -0.21 -0.39 0.24 0.12
Price-to-Fair Value
355.00 355.00 693.14 566.20 900.56
Enterprise Value Multiple
-35.44 -35.44 -52.30 -69.27 -201.78
Enterprise Value
6.56M 6.56M 15.43M 10.30M 13.38M
EV to EBITDA
-35.44 -35.44 -52.30 -69.27 -201.78
EV to Sales
0.49 0.49 1.29 0.97 1.47
EV to Free Cash Flow
4.71K 4.71K 6.19K 3.78K 24.17K
EV to Operating Cash Flow
3.20K 3.20K 6.11K 3.51K 14.69K
Tangible Book Value Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
Shareholders’ Equity Per Share
<0.01 <0.01 <0.01 <0.01 <0.01
Tax and Other Ratios
Effective Tax Rate
0.17 0.17 0.19 0.19 0.18
Revenue Per Share
4.09 4.09 3.60 4.34 3.88
Net Income Per Share
0.34 0.34 0.47 0.63 0.49
Tax Burden
0.83 0.83 0.81 0.81 0.82
Interest Burden
0.22 0.22 0.27 0.29 0.27
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.10 0.10 0.09 0.09 0.10
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
1.83 1.83 1.61 1.90 0.79
Currency in USD
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