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STOCKS

SpareBank 1 SMN (SRMGF)

OTHER OTC:SRMGF

SRMGF

SpareBank 1 SMN

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SpareBank 1 SMN (SRMGF) Ratios

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18 Followers

SpareBank 1 SMN Ratios

SRMGF's free cash flow for Q3 2025 was kr―. For the 2025 fiscal year, SRMGF's free cash flow was decreased by kr and operating cash flow was kr―. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.10	0.01	113.79	11.59	80.60
Quick Ratio	0.10	0.01	143.59	23.57	162.11
Cash Ratio	0.09	0.01	10.09	8.35	61.42
Solvency Ratio	0.02	0.01	0.01	0.02	0.01
Operating Cash Flow Ratio	0.05	0.08	-74.64	-12.17	64.36
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	0.00	0.00
Net Current Asset Value	kr -209.51B	kr -202.95B	kr -185.10B	kr -173.87B	kr -162.98B
Leverage Ratios
Debt-to-Assets Ratio	0.22	0.21	0.22	0.22	0.25
Debt-to-Equity Ratio	1.90	1.74	2.09	1.93	2.29
Debt-to-Capital Ratio	0.66	0.63	0.68	0.66	0.70
Long-Term Debt-to-Capital Ratio	0.66	0.63	0.00	0.66	0.70
Financial Leverage Ratio	8.79	8.33	9.30	8.94	9.18
Debt Service Coverage Ratio	0.57	0.47	0.88	1.89	1.01
Interest Coverage Ratio	0.67	0.68	2.30	2.99	1.57
Debt to Market Cap	1.94	2.47	0.00	2.23	3.71
Interest Debt Per Share	441.56	399.00	407.78	341.42	373.16
Net Debt to EBITDA	7.06	11.76	16.33	15.30	23.78
Profitability Margins
Gross Profit Margin	48.42%	100.01%	100.00%	100.00%	100.00%
EBIT Margin	34.58%	62.12%	54.17%	43.05%	30.15%
EBITDA Margin	35.70%	55.71%	56.37%	45.91%	33.08%
Operating Profit Margin	34.58%	62.12%	112.05%	56.33%	40.20%
Pretax Profit Margin	34.58%	58.01%	62.48%	58.85%	42.45%
Net Profit Margin	27.63%	30.80%	49.91%	46.09%	33.06%
Continuous Operations Profit Margin	28.26%	45.48%	48.98%	45.44%	35.17%
Net Income Per EBT	79.90%	53.09%	79.87%	78.32%	77.88%
EBT Per EBIT	100.00%	93.38%	55.76%	104.48%	105.60%
Return on Assets (ROA)	1.78%	0.96%	1.19%	1.38%	0.99%
Return on Equity (ROE)	15.71%	7.96%	11.06%	12.32%	9.05%
Return on Capital Employed (ROCE)	6.14%	3.14%	2.67%	1.69%	1.20%
Return on Invested Capital (ROIC)	5.01%	2.47%	6.86%	5.87%	3.85%
Return on Tangible Assets	1.79%	0.96%	1.19%	1.38%	0.99%
Earnings Yield	15.94%	11.35%	16.12%	14.23%	14.67%
Efficiency Ratios
Receivables Turnover	8.92	0.00	14.54	12.24	6.49
Payables Turnover	148.46	34.72	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	22.60	10.84	9.57	8.84	8.42
Asset Turnover	0.06	0.03	0.02	0.03	0.03
Working Capital Turnover Ratio	-0.11	-0.19	0.73	2.30	2.38
Cash Conversion Cycle	38.48	-10.51	25.11	29.82	56.23
Days of Sales Outstanding	40.94	0.00	25.11	29.82	56.23
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	2.46	10.51	0.00	0.00	0.00
Operating Cycle	40.94	0.00	25.11	29.82	56.23
Cash Flow Ratios
Operating Cash Flow Per Share	52.50	49.29	-66.95	-14.11	22.39
Free Cash Flow Per Share	56.72	37.16	-67.64	-15.23	21.34
CapEx Per Share	4.23	0.69	0.69	1.12	1.05
Free Cash Flow to Operating Cash Flow	1.08	0.75	1.01	1.08	0.95
Dividend Paid and CapEx Coverage Ratio	3.29	7.28	-8.18	-2.56	3.70
Capital Expenditure Coverage Ratio	12.42	71.65	-97.28	-12.59	21.29
Operating Cash Flow Coverage Ratio	0.14	0.14	-0.17	-0.04	0.06
Operating Cash Flow to Sales Ratio	0.46	0.94	-1.63	-0.31	0.52
Free Cash Flow Yield	28.73%	26.21%	-53.09%	-10.22%	21.86%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	6.27	8.81	6.21	7.03	6.82
Price-to-Sales (P/S) Ratio	1.73	2.71	3.10	3.24	2.25
Price-to-Book (P/B) Ratio	0.98	0.70	0.69	0.87	0.62
Price-to-Free Cash Flow (P/FCF) Ratio	3.48	3.82	-1.88	-9.78	4.57
Price-to-Operating Cash Flow Ratio	3.76	2.88	-1.90	-10.56	4.36
Price-to-Earnings Growth (PEG) Ratio	2.22	0.19	-2.21	0.21	-0.25
Price-to-Fair Value	0.98	0.70	0.69	0.87	0.62
Enterprise Value Multiple	11.91	16.63	21.82	22.36	30.60
Enterprise Value	69.77B	66.89B	65.45B	61.06B	56.70B
EV to EBITDA	11.91	16.63	21.82	22.36	30.60
EV to Sales	4.25	9.27	12.30	10.26	10.12
EV to Free Cash Flow	8.54	13.03	-7.48	-30.99	20.54
EV to Operating Cash Flow	9.22	9.83	-7.56	-33.46	19.58
Tangible Book Value Per Share	197.05	198.16	188.27	173.09	157.73
Shareholders’ Equity Per Share	201.29	202.23	185.68	172.04	158.25
Tax and Other Ratios
Effective Tax Rate	0.18	0.22	0.22	0.17	0.17
Revenue Per Share	113.85	52.26	41.14	46.00	43.31
Net Income Per Share	31.45	16.10	20.53	21.20	14.32
Tax Burden	0.80	0.53	0.80	0.78	0.78
Interest Burden	1.00	0.93	1.15	1.37	1.41
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.00	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	0.00	0.00	0.00	0.00	0.00
Income Quality	0.00	1.88	-3.11	-0.63	1.46

Currency in NOK