Trending News

More News >

Education

Personal Finance How To Use TipRanks TipRanks Labs Glossary FAQs

About Us

About TipRanks Contact Us Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

PT Bank Negara Indonesia (Persero) Tbk Class B (PBNNF)

OTHER OTC:PBNNF

PBNNF

PT Bank Negara Indonesia (Persero) Tbk

RESEARCH TOOLSreports

PT Bank Negara Indonesia (Persero) Tbk (PBNNF) Ratios

Compare

5 Followers

PT Bank Negara Indonesia (Persero) Tbk Ratios

PBNNF's free cash flow for Q4 2025 was Rp0.56. For the 2025 fiscal year, PBNNF's free cash flow was decreased by Rp and operating cash flow was Rp0.24. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	0.28	0.28	0.16	0.23	0.25
Quick Ratio	0.28	0.28	0.16	0.23	0.25
Cash Ratio	0.00	0.00	0.13	0.19	0.21
Solvency Ratio	0.03	0.02	0.02	0.02	0.02
Operating Cash Flow Ratio	0.11	0.03	-0.08	0.01	0.03
Short-Term Operating Cash Flow Coverage	2.35	0.68	0.00	0.00	0.00
Net Current Asset Value	Rp -10.00T>	Rp -10.00T>	Rp -10.00T>	Rp -10.00T>	Rp -10.00T>
Leverage Ratios
Debt-to-Assets Ratio	0.07	0.07	0.06	0.04	0.05
Debt-to-Equity Ratio	0.53	0.53	0.43	0.31	0.39
Debt-to-Capital Ratio	0.35	0.35	0.30	0.24	0.28
Long-Term Debt-to-Capital Ratio	0.24	0.24	0.30	0.24	0.28
Financial Leverage Ratio	7.93	7.93	6.95	7.24	7.58
Debt Service Coverage Ratio	0.42	0.34	-0.19	1.16	1.55
Interest Coverage Ratio	0.85	0.84	1.05	1.27	1.70
Debt to Market Cap	0.56	12.08K	0.52	0.06	0.07
Interest Debt Per Share	3.62K	54.14M	2.59K	1.78K	1.78K
Net Debt to EBITDA	2.30	3.41	0.00	-3.99	-4.45
Profitability Margins
Gross Profit Margin	61.07%	57.74%	100.00%	75.30%	82.12%
EBIT Margin	27.11%	26.51%	-3.90%	31.35%	30.40%
EBITDA Margin	29.39%	29.36%	0.00%	34.17%	33.42%
Operating Profit Margin	27.11%	26.51%	44.01%	31.35%	30.40%
Pretax Profit Margin	27.03%	26.59%	42.88%	31.35%	30.40%
Net Profit Margin	22.19%	21.84%	34.63%	25.57%	24.54%
Continuous Operations Profit Margin	22.29%	21.91%	34.96%	25.81%	24.77%
Net Income Per EBT	82.08%	82.14%	80.75%	81.55%	80.72%
EBT Per EBIT	99.69%	100.29%	97.44%	100.00%	100.00%
Return on Assets (ROA)	2.21%	1.47%	1.90%	1.92%	1.78%
Return on Equity (ROE)	18.07%	11.67%	13.21%	13.93%	13.48%
Return on Capital Employed (ROCE)	6.25%	4.13%	9.10%	9.94%	9.35%
Return on Invested Capital (ROIC)	-5.81%	-3.84%	7.42%	8.19%	7.62%
Return on Tangible Assets	2.21%	1.47%	1.90%	1.93%	1.78%
Earnings Yield	18.42%	265587.87%	15.84%	2.55%	2.43%
Efficiency Ratios
Receivables Turnover	0.00	0.00	2.56	2.63	2.33
Payables Turnover	0.00	0.00	0.00	10.63	11.62
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	4.37	2.95	2.04	2.95	2.81
Asset Turnover	0.10	0.07	0.05	0.08	0.07
Working Capital Turnover Ratio	-0.49	-0.15	-0.09	-0.13	-0.13
Cash Conversion Cycle	0.00	0.00	142.51	104.21	125.42
Days of Sales Outstanding	0.00	0.00	142.51	138.53	156.83
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	34.32	31.41
Operating Cycle	0.00	0.00	142.51	138.53	156.83
Cash Flow Ratios
Operating Cash Flow Per Share	2.36K	11.37M	-1.70K	278.95	535.26
Free Cash Flow Per Share	2.28K	10.06M	-1.78K	215.74	469.77
CapEx Per Share	78.24	1.31M	83.31	63.21	65.50
Free Cash Flow to Operating Cash Flow	0.97	0.89	1.05	0.77	0.88
Dividend Paid and CapEx Coverage Ratio	5.22	1.50	-4.66	1.07	3.86
Capital Expenditure Coverage Ratio	30.20	8.70	-20.35	4.41	8.17
Operating Cash Flow Coverage Ratio	0.96	0.28	-0.90	0.22	0.38
Operating Cash Flow to Sales Ratio	0.65	0.28	-1.02	0.13	0.27
Free Cash Flow Yield	51.98%	297563.38%	-48.94%	0.98%	2.32%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	5.43	<0.01	6.31	39.23	41.19
Price-to-Sales (P/S) Ratio	1.21	<0.01	2.19	10.03	10.11
Price-to-Book (P/B) Ratio	0.95	<0.01	0.83	5.46	5.55
Price-to-Free Cash Flow (P/FCF) Ratio	1.92	<0.01	-2.04	102.04	43.07
Price-to-Operating Cash Flow Ratio	1.86	<0.01	-2.14	78.92	37.80
Price-to-Earnings Growth (PEG) Ratio	-7.34	>-0.01	2.47	2.75	0.61
Price-to-Fair Value	0.95	<0.01	0.83	5.46	5.55
Enterprise Value Multiple	6.40	3.41	0.00	25.36	25.80
Enterprise Value	10.00T>	92.11T	10.00T>	10.00T>	10.00T>
EV to EBITDA	6.40	3.41	0.00	25.36	25.80
EV to Sales	1.88	1.00	1.62	8.67	8.62
EV to Free Cash Flow	3.00	4.09	-1.52	88.17	36.73
EV to Operating Cash Flow	2.90	3.62	-1.59	68.19	32.24
Tangible Book Value Per Share	4.71K	78.69M	4.46K	4.13K	3.74K
Shareholders’ Equity Per Share	4.61K	76.96M	4.36K	4.03K	3.64K
Tax and Other Ratios
Effective Tax Rate	0.18	0.18	0.18	0.18	0.19
Revenue Per Share	3.65K	41.12M	1.66K	2.20K	2.00K
Net Income Per Share	808.84	8.98M	575.59	561.23	491.25
Tax Burden	0.82	0.82	0.81	0.82	0.81
Interest Burden	1.00	1.00	-11.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.17	0.06	0.10	0.07	0.08
Stock-Based Compensation to Revenue	0.00	0.00	0.00	0.00	0.00
Income Quality	8.85	1.27	0.00	0.00	1.09

Currency in IDR