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Public Bank Bhd (PBLOF)
OTHER OTC:PBLOF
US Market

Public Bank Bhd (PBLOF) Ratios

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Public Bank Bhd Ratios

PBLOF's free cash flow for Q3 2025 was RM0.62. For the 2025 fiscal year, PBLOF's free cash flow was decreased by RM and operating cash flow was RM0.41. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.05 0.00 0.00 17.69 15.77
Quick Ratio
0.05 0.00 0.00 33.27 29.06
Cash Ratio
0.05 0.00 0.00 16.07 14.06
Solvency Ratio
0.02 0.02 0.02 0.01 0.01
Operating Cash Flow Ratio
<0.01 0.00 0.00 4.83 4.55
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
RM -470.51BRM -456.86BRM -444.66BRM -408.19BRM -390.25B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.02 0.06 0.03 0.03
Debt-to-Equity Ratio
0.22 0.17 0.60 0.26 0.24
Debt-to-Capital Ratio
0.18 0.14 0.37 0.20 0.20
Long-Term Debt-to-Capital Ratio
0.18 0.17 0.00 0.00 0.00
Financial Leverage Ratio
9.54 9.47 9.34 9.83 9.61
Debt Service Coverage Ratio
0.80 0.78 -0.21 -0.46 -0.32
Interest Coverage Ratio
0.97 0.97 0.95 1.52 1.41
Debt to Market Cap
0.15 0.26 0.00 0.00 0.00
Interest Debt Per Share
1.15 0.97 2.15 0.96 0.87
Net Debt to EBITDA
-0.84 -1.47 3.04K 0.00 0.00
Profitability Margins
Gross Profit Margin
60.85%99.79%178.61%100.00%100.00%
EBIT Margin
38.14%63.62%-2.81%-2.80%-2.93%
EBITDA Margin
39.46%66.02%0.04%0.00%0.00%
Operating Profit Margin
38.14%65.40%65.91%65.37%58.14%
Pretax Profit Margin
38.14%63.62%65.94%65.74%58.73%
Net Profit Margin
29.73%50.91%51.35%45.56%45.10%
Continuous Operations Profit Margin
29.85%49.99%51.40%45.93%45.68%
Net Income Per EBT
77.95%80.02%77.87%69.30%76.79%
EBT Per EBIT
100.00%97.27%100.06%100.57%101.01%
Return on Assets (ROA)
1.29%1.32%1.30%1.24%1.22%
Return on Equity (ROE)
12.37%12.47%12.16%12.20%11.74%
Return on Capital Employed (ROCE)
9.61%1.69%1.67%1.79%1.58%
Return on Invested Capital (ROIC)
7.52%1.33%1.11%5.25%5.38%
Return on Tangible Assets
1.29%1.32%1.31%1.25%1.23%
Earnings Yield
8.19%15.85%8.65%7.53%7.21%
Efficiency Ratios
Receivables Turnover
6.23 4.34 0.00 0.00 5.01
Payables Turnover
3.00 2.85 -3.17 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
9.91 5.62 5.18 5.41 4.87
Asset Turnover
0.04 0.03 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.06 0.78 0.63 0.50 0.56
Cash Conversion Cycle
-63.18 -44.05 115.11 0.00 72.90
Days of Sales Outstanding
58.54 84.12 0.00 0.00 72.90
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
121.72 128.17 -115.11 0.00 0.00
Operating Cycle
58.54 84.12 0.00 0.00 72.90
Cash Flow Ratios
Operating Cash Flow Per Share
0.19 0.43 -0.15 0.47 0.34
Free Cash Flow Per Share
0.18 0.42 -0.16 0.46 0.34
CapEx Per Share
<0.01 <0.01 0.02 <0.01 <0.01
Free Cash Flow to Operating Cash Flow
0.95 0.98 1.11 0.98 0.98
Dividend Paid and CapEx Coverage Ratio
0.82 2.03 -0.94 2.29 1.62
Capital Expenditure Coverage Ratio
21.74 45.04 -9.19 49.21 46.60
Operating Cash Flow Coverage Ratio
0.28 0.87 -0.09 0.71 0.57
Operating Cash Flow to Sales Ratio
0.15 0.59 -0.22 0.68 0.53
Free Cash Flow Yield
3.99%17.90%-4.09%11.04%8.31%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.19 6.31 11.57 13.29 13.86
Price-to-Sales (P/S) Ratio
3.62 3.21 5.94 6.05 6.25
Price-to-Book (P/B) Ratio
1.50 0.79 1.41 1.62 1.63
Price-to-Free Cash Flow (P/FCF) Ratio
25.00 5.59 -24.46 9.06 12.03
Price-to-Operating Cash Flow Ratio
23.84 5.46 -27.12 8.87 11.77
Price-to-Earnings Growth (PEG) Ratio
0.12 0.72 1.85 1.28 0.31
Price-to-Fair Value
1.50 0.79 1.41 1.62 1.63
Enterprise Value Multiple
8.35 3.40 19.63K 0.00 0.00
Enterprise Value
79.37B 31.47B 91.02B 63.77B 69.62B
EV to EBITDA
8.37 3.40 19.63K 0.00 0.00
EV to Sales
3.30 2.24 7.03 4.75 5.55
EV to Free Cash Flow
22.78 3.90 -28.95 7.10 10.68
EV to Operating Cash Flow
21.73 3.81 -32.10 6.96 10.45
Tangible Book Value Per Share
2.99 2.93 2.77 2.52 2.42
Shareholders’ Equity Per Share
3.02 2.95 2.82 2.59 2.48
Tax and Other Ratios
Effective Tax Rate
0.22 0.21 0.22 0.30 0.22
Revenue Per Share
1.24 0.72 0.67 0.69 0.65
Net Income Per Share
0.37 0.37 0.34 0.32 0.29
Tax Burden
0.78 0.80 0.78 0.69 0.77
Interest Burden
1.00 1.00 -23.50 -23.47 -20.02
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.01 0.02 0.02 0.02 0.02
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.40 0.92 -0.33 1.04 0.90
Currency in MYR